| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RWI BENEFITS LLC3 | PO BOX 2427 JOPLIN, MO 64803 | AFLAC | $63K | $0 | $63K | 12.79% |
| JULIA HADORN3 | 10778 S CARBONDALE ST OLATHE, KS 66061 | AFLAC | $18K | $917 | $19K | 3.78% |
| ROGERS BENEFIT GROUP INC3 Filed as: ANGELA COOK | 5608 NE HIDDEN MEADOW CIR LEES SUMMIT, MO 64064 | AFLAC | $1K | $463 | $2K | 0.36% |
| JASON WHITE3 | 6334 STEVENSON ST SHAWNEE, KS 66218 | AFLAC | $1K | $112 | $2K | 0.31% |
| LAUREN HARRIS3 | 1716 S ANN CT INDEPENDENCE, MO 64057 | AFLAC | $1K | $56 | $1K | 0.25% |
| JON R OVERACRE3 Filed as: JON OVERACRE | 10502 W 133RD TER APT 107 OVERLAND PARK, KS 66213 | AFLAC | $840 | $65 | $905 | 0.18% |
| SHERRI LARSON3 | 74 S 17TH ST KANSAS CITY, KS 66102 | AFLAC | $357 | $177 | $534 | 0.11% |
| JEANNE DYCUS3 | 2301 BURLINGTON ST STE 200 NORTH KANSAS CITY, MO 64116 | AFLAC | $362 | $149 | $511 | 0.10% |
| ARICCA WALLACE3 | 5100 CANYON RD MANHATTAN, KS 66503 | AFLAC | $416 | $0 | $416 | 0.08% |
| ANNIE BASS3 | PO BOX 19592 LENEXA, KS 66285 | AFLAC | $250 | $96 | $346 | 0.07% |
| DARLENE M BAKER3 Filed as: DARLENE BAKER | 6700 ANTIOCH RD STE 100 MERRIAM, KS 66204 | AFLAC | $196 | $109 | $305 | 0.06% |
| ALAN D HURT3 Filed as: ALAN HURT | PO BOX 277 MOUND CITY, KS 66056 | AFLAC | $290 | $0 | $290 | 0.06% |
| STACIE JUENEMANN3 | 2630 FARM BUREAU RD STE B MANHATTAN, KS 66502 | AFLAC | $241 | $0 | $241 | 0.05% |
| WENDI HORAK3 | 6321 NW HUMPHREY RD TOPEKA, KS 66618 | AFLAC | $235 | $0 | $235 | 0.05% |
| LISA LAFALIER3 | 109 ELM ST ALTAMONT, KS 67330 | AFLAC | $179 | $34 | $213 | 0.04% |
| BRAD SCHUMACHER3 | 718 MAIN ST STE 205 HAYS, KS 67601 | AFLAC | $207 | $2 | $209 | 0.04% |
| ROBERT GELSZAT3 | 11251 E BELLAIRE ST WICHITA, KS 67207 | AFLAC | $191 | $0 | $191 | 0.04% |
| DOUGLAS DURBIN3 | PO BOX 482 CHANUTE, KS 66720 | AFLAC | $187 | $0 | $187 | 0.04% |
| NATHAN HARRISON3 | 16024 MANCHESTER RD 2ND FLOOR STE 200 ELLISVILLE, MO 63011 | AFLAC | $172 | $0 | $172 | 0.03% |
| TERRANCE GREENE3 | 11318 WOODWARD ST OVERLAND PARK, KS 66210 | AFLAC | $126 | $36 | $162 | 0.03% |
| DONITA J FLATT3 Filed as: DONITA FLATT | PO BOX 175 ENGADINE, MI 49827 | AFLAC | $156 | $0 | $156 | 0.03% |
| PATRICIA ZOELLER3 | PO BOX 181 KINGMAN, KS 67068 | AFLAC | $152 | $0 | $152 | 0.03% |
| KEITH WILLIAMS3 | 2374 FOUR LAKES DR BLANCHARD, OK 73010 | AFLAC | $125 | $0 | $125 | 0.03% |
| CHARITY HOERR3 | 406 W WALNUT ST APT B SPRINGFIELD, MO 65806 | AFLAC | $88 | $16 | $104 | 0.02% |
| CALEB GILMOUR3 | 515 S MAIN ST STE 105 WICHITA, KS 67202 | AFLAC | $96 | $7 | $103 | 0.02% |
| BRIAN MILLS3 | 1402 W LUCY WEBB RD RAYMORE, MO 64083 | AFLAC | $94 | $0 | $94 | 0.02% |
| J DAY3 | 2525 NW TOPEKA BLVD TOPEKA, KS 66617 | AFLAC | $92 | $0 | $92 | 0.02% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP COPORATE SERVICES (PA), INC | 2600 KELLY RD STE 300 WARRINGTON, PA 18976 | AFLAC | $73 | $0 | $73 | 0.01% |
| WELLS MANAGEMENT LLC3 | 1863 HIGHWAY 215 PLEASANT HOPE, MO 65725 | AFLAC | $67 | $3 | $70 | 0.01% |
| BRENNAN HURT3 | 1804 COUNTRYSIDE DR PITTSBURG, KS 66762 | AFLAC | $69 | $0 | $69 | 0.01% |
| WANDA SNYDER3 | 5609 POWERCAT PL MANHATTAN, KS 66503 | AFLAC | $66 | $0 | $66 | 0.01% |
| AMANDA BAZOR3 | 4780 LOTTIES RD MARIETTA, OK 73448 | AFLAC | $64 | $0 | $64 | 0.01% |
| JEFFREY PAUL SEPESI3 Filed as: JEFFREY SEPESI | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $52 | $0 | $52 | 0.01% |
| INSURANCE BY BURLEY AGCY INC3 | PO BOX 428 HARBOR SPRINGS, MI 49740 | AFLAC | $49 | $0 | $49 | 0.01% |
| MICHAEL D CHRISMAN3 Filed as: MICHAEL CHRISMAN | 515 S MAIN ST STE 105 WICHITA, KS 67202 | AFLAC | $47 | $0 | $47 | 0.01% |
| JEREMIAH D POPELKA3 Filed as: JEREMIAH POPELKS | 315 HOUSTON ST STE C MANHATTAN, KS 66502 | AFLAC | $45 | $0 | $45 | 0.01% |
| LAURA JAROS3 | 2709 CHERRY LN PASADENA, TX 77502 | AFLAC | $38 | $7 | $45 | 0.01% |
| MIELKE INSURANCE INC3 | PO BOX 26 CHARLEVOIX, MI 49720 | AFLAC | $43 | $0 | $43 | 0.01% |
| LYNNE M HARVEY3 Filed as: LYNNE HARVEY | 307 S MAPLE AVE GAYLORD, MI 49735 | AFLAC | $42 | $0 | $42 | 0.01% |
| IMPACT BENEFITS LLC3 | 506 S MAIN ST CARTHAGE, MO 64836 | AFLAC | $35 | $0 | $35 | 0.01% |
| SEAN SMITH MANAGEMENT LLC3 | 319 N MAIN AVE STE 130 SPRINGFILED, MO 65806 | AFLAC | $31 | $3 | $34 | 0.01% |
| C A D AGENCY INC3 | 23756 ARENA DR RAPID CITY, SD 57702 | AFLAC | $27 | $0 | $27 | 0.01% |
| JACQUELINE WILLIAMS3 | 3253 E FOX GRAPE ST SPRINGFIELD, MO 65804 | AFLAC | $26 | $0 | $26 | 0.01% |
| KENNETH MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $22 | $1 | $23 | 0.00% |
| ROBERT M WEAVER3 Filed as: ROBERT WEAVER | PO BOX 2427 JOPLIN, MO 64803 | AFLAC | $21 | $0 | $21 | 0.00% |
| JONI S WOBORNY BUNKER3 Filed as: JONI WOBORNY BUNKER | 1837 VIRGINIA DR MANHATTAN, KS 66502 | AFLAC | $20 | $0 | $20 | 0.00% |
| JULIAN DUARTE3 | 412 N MYRTLE ST EUREKA, KS 67045 | AFLAC | $11 | $7 | $18 | 0.00% |
| BRADLEY J LOWRAN3 Filed as: BRADLEY LOWRAN | 9553 E WALKABOUT LN TRAVERSE CITY, MI 49684 | AFLAC | $13 | $0 | $13 | 0.00% |
| MICHAEL A SMITH3 Filed as: MICHAEL SMITH | PO BOX 450 NEVADA, MO 64772 | AFLAC | $12 | $0 | $12 | 0.00% |
| BRET T GOSCH3 Filed as: BRET GOSCH | 9895 COUNTY RD 215 WEBB CITY, MO 64870 | AFLAC | $10 | $0 | $10 | 0.00% |
| JOHN A BACON3 Filed as: JOHN BACON | 13716 PARKHILL OVERLAND PARK, KS 66221 | AFLAC | $10 | $0 | $10 | 0.00% |
| MICHAEL STORRER3 | 114 HOLLIDAY ST OSAGE CITY, KS 66523 | AFLAC | $10 | $0 | $10 | 0.00% |
| DEREK J COMAGES3 Filed as: DEREK COMAGES | 631-5 HC 60 BOX CHECOTAH, OK 74426 | AFLAC | $9 | $0 | $9 | 0.00% |
| MICHAEL HAUMANN3 | 447 N 2 MILE RD FORT GIBSON, OK 74434 | AFLAC | $7 | $0 | $7 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AFLAC | $7 | $0 | $7 | 0.00% |
| CHRISTOPHER THOMAS HIPP3 Filed as: CHRISTOPHER HIPP | 718 MAIN ST STE 205 HAYS, KS 67601 | AFLAC | $6 | $1 | $7 | 0.00% |
| WENDY BELDEN3 | PO BOX 61 JOPLIN, MO 64802 | AFLAC | $6 | $0 | $6 | 0.00% |
| PERRY HENAULT3 | 2443 SE CUVIER ST TECUMSEH, KS 66542 | AFLAC | $5 | $0 | $5 | 0.00% |
| JOSEPH SCHMITZ3 | 2386 S APRIL AVE SPRINGFIELD, MO 65807 | AFLAC | $5 | $0 | $5 | 0.00% |
| JOHN ROBERT DE LARIOS3 Filed as: JOHN DE LARIOS | 119 TAMAROCK CV HOLLY LAKE RANCH, TX 75765 | AFLAC | $4 | $0 | $4 | 0.00% |
| TIMOTHY MEAD3 | 1534 FIANNA PLACE TER FORT SMITH, AR 72908 | AFLAC | $4 | $0 | $4 | 0.00% |
| JEREMY FRYE & ASSOCIATES INC3 | 1508 N CHURCH RD SUITE B LIBERTY, MO 64068 | AFLAC | $3 | $0 | $3 | 0.00% |
| TRACY E BIELACZYC3 Filed as: TRACY BIELACZYC | 1621 PINCHERRY RD TRAVERSE CITY, MI 49696 | AFLAC | $3 | $0 | $3 | 0.00% |
| MICHAEL SHANE KIRKLAND3 Filed as: MICHAEL KIRKLAND | 137 PLANTATION DR KILLEN, AL 35645 | AFLAC | $3 | $0 | $3 | 0.00% |
| APRIL MARIE HUDGENS3 Filed as: APRIL HUDGENS | PO BOX 450053 GROVE, OK 74345 | AFLAC | $3 | $0 | $3 | 0.00% |
| CARL CAULEY JR3 | 715 WOODKIRK CIR ALMA, AR 72921 | AFLAC | $3 | $0 | $3 | 0.00% |
| SUE TUCKER3 | 1224 PEACOCK AVE SUITE 205 COLUMBUS, GA 31906 | AFLAC | $2 | $0 | $2 | 0.00% |
| ANDREA STEARNS3 | 501 HOLIDAY DR FOSTER PLAZA A SUITE 120 PITTSBURGH, PA 15220 | AFLAC | $2 | $0 | $2 | 0.00% |
| TAB H DOUGLAS3 Filed as: TAB DOUGLAS | 312 LAUREL HILL RD ALLISON PARK, PA 15101 | AFLAC | $2 | $0 | $2 | 0.00% |
| RONALD E KIRKLAND3 Filed as: RONALD KIRKLAND | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $2 | $0 | $2 | 0.00% |
| BENEFIT ALTERNATIVES INC3 | 12 W PITTSBURGH ST GREENSBURG, PA 15601 | AFLAC | $1 | $0 | $1 | 0.00% |
| RYAN J HALLAM3 Filed as: RYAN HALLAM | 9124 N FARM RD 173 SPRINGFIELD, MO 65803 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOSEPH ZEZZA3 | 448 RUSHFOIL DR COLUMBIA, SC 29229 | AFLAC | $1 | $0 | $1 | 0.00% |
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS | PO BOX 2427 JOPLIN, MO 64803 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $20K | $0 | $20K | 13.91% |
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS | PO BOX 2427 JOPLIN, MO 64803 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 3.00% |
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS | PO BOX 2427 JOPLIN, MO 64803 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $17K | $0 | $17K | 13.80% |
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS | PO BOX 2427 JOPLIN, MO 64803 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 13.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,021 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,027 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 525 | $495K |
| Dental | AFLAC | 525 | $495K |
| Vision(2 contracts, 2 carriers) | AFLAC | 916 | $618K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 525 | $639K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 172 | $28K |
| Other(3 contracts, 2 carriers) | AFLAC | 1,032 | $753K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,032 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.