| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RWI BENEFITS LLC3 | PO BOX 2427 JOPLIN, MO 64803 | AFLAC | $83K | $186 | $83K | 15.58% |
| JULIA HADORN3 | 10778 S CARBONDALE ST OLATHE, KS 66061 | AFLAC | $12K | $171 | $12K | 2.28% |
| BRAD SCHUMACHER3 | 718 MAIN ST STE 205 HAYS, KS 67601 | AFLAC | $681 | $3K | $4K | 0.67% |
| LISA LAFALIER3 | 109 ELM ST ALTAMONT, KS 67330 | AFLAC | $492 | $921 | $1K | 0.26% |
| ALAN D HURT3 Filed as: ALAN HURT | PO BOX 277 MOUND CITY, KS 66056 | AFLAC | $644 | $718 | $1K | 0.26% |
| BRENNAN HURT3 | 1804 COUNTRYSIDE DR PITTSBURG, KS 66762 | AFLAC | $259 | $887 | $1K | 0.21% |
| CALEB GILMOUR3 | 310 W CENTRAL AVE STE D ANDOVER, KS 67002 | AFLAC | $113 | $980 | $1K | 0.20% |
| STACIE JUENEMANN3 | 2630 FARM BUREARU RD STE B MANHATTAN, KS 66502 | AFLAC | $368 | $644 | $1K | 0.19% |
| JONI S WOBORNY BUNKER3 Filed as: JONI WOBORNY BUNKER | 1837 VIRGINIA DR MANHATTAN, KS 66502 | AFLAC | $12 | $887 | $899 | 0.17% |
| WANDA SNYDER3 | 5609 POWERCAT PL MANHATTAN, KS 66503 | AFLAC | $205 | $583 | $788 | 0.15% |
| MATHEW GANT3 | 2501 W 18TH AVE STE A EMPORIA, KS 66801 | AFLAC | $0 | $787 | $787 | 0.15% |
| DOUGLAS DURBIN3 | PO BOX 482 CHANUTE, KS 66720 | AFLAC | $485 | $210 | $695 | 0.13% |
| MARY TEICHGRAEBER3 | 931 167TH ST EUREKA, KS 67045 | AFLAC | $1 | $565 | $566 | 0.11% |
| WENDI HORAK3 | 6321 NW HUMPHREY RD TOPEKA, KS 66618 | AFLAC | $479 | $11 | $490 | 0.09% |
| GWEN AYLWARD3 | 2630 FARM BUREAU RD STE A MANHATTAN, KS 66502 | AFLAC | $2 | $427 | $429 | 0.08% |
| ROBERT GELSZAT3 | 11251 E BELLAIRE ST WICHITA, KS 67207 | AFLAC | $369 | $48 | $417 | 0.08% |
| KEITH WILLIAMS3 | 2374 FOUR LAKES DR BLANCHARD, OK 73010 | AFLAC | $369 | $28 | $397 | 0.07% |
| ARICCA WALLACE3 | 2957 NEVADA ST MANHATTAN, KS 66502 | AFLAC | $390 | $0 | $390 | 0.07% |
| PATRICIA ZOELLER3 | PO BOX 181 KINGMAN, KS 67068 | AFLAC | $333 | $31 | $364 | 0.07% |
| AMANDA BAZOR3 | 4780 LOTTIES RD MARIETTA, OK 73448 | AFLAC | $268 | $31 | $299 | 0.06% |
| JULIAN DUARTE3 Filed as: JULIAN DURATE | 412 N MYRTLE ST EUREKA, KS 67045 | AFLAC | $27 | $188 | $215 | 0.04% |
| JEREMIAH D POPELKA3 Filed as: JEREMIAH POPELKA | 229 WILLIAM ST WICHITA, KS 67202 | AFLAC | $172 | $34 | $206 | 0.04% |
| NATHAN HARRISON3 | 16024 MANCHESTER RD 2ND FLOOR STE 200 ELLISVILLE, MO 63011 | AFLAC | $167 | $0 | $167 | 0.03% |
| MICHAEL D CHRISMAN3 Filed as: MICHAEL CHRISMAN | 229 E WILLIAM ST STE 501 WICHITA, KS 67202 | AFLAC | $115 | $37 | $152 | 0.03% |
| DONITA J FLATT3 Filed as: DONITA FLATT | PO BOX 175 ENGADINE, MI 49827 | AFLAC | $148 | $0 | $148 | 0.03% |
| KAREN J COMPTON3 Filed as: KAREN COMPTON | 2630 FARM BUREAU RD STE A MANHATTAN, KS 66502 | AFLAC | $3 | $142 | $145 | 0.03% |
| J DAY3 | 2525 NW TOPEKA BLVD TOPEKA, KS 66617 | AFLAC | $89 | $0 | $89 | 0.02% |
| BRIAN MILLS3 | 1402 W LUCY WEBB RD RAYMORE, MO 64083 | AFLAC | $86 | $0 | $86 | 0.02% |
| CARL CAULEY JR3 | 715 WOODKIRK CIR ALMA, AR 72921 | AFLAC | $72 | $13 | $85 | 0.02% |
| JEANNE DYCUS3 | 2301 BURLINGTON ST STE 200 NORTH KANSAS CITY, MO 64116 | AFLAC | $60 | $0 | $60 | 0.01% |
| INSURANCE BY BURLEY AGCY INC3 Filed as: INSURANCE BY BURLEY AGENCY INC | PO BOX 428 HARBOR SPRINGS, MI 49740 | AFLAC | $47 | $0 | $47 | 0.01% |
| LYNNE M HARVEY3 Filed as: LYNNE HARVEY | 307 S MAPLE AVE GAYLORD, MI 49735 | AFLAC | $38 | $0 | $38 | 0.01% |
| MIELKE INSURANCE INC3 | PO BOX 26 CHARLEVOIX, MI 49720 | AFLAC | $36 | $0 | $36 | 0.01% |
| C A D AGENCY INC3 | 23756 ARENA DR RAPID CITY, SD 57702 | AFLAC | $27 | $0 | $27 | 0.01% |
| JACQUELINE WILLIAMS3 | 3253 E FOX GRAPE ST SPRINGFILED, MO 65804 | AFLAC | $26 | $0 | $26 | 0.00% |
| WENDY BELDEN3 | PO BOX 61 JOPLIN, MO 64802 | AFLAC | $23 | $0 | $23 | 0.00% |
| ROGERS BENEFIT GROUP INC3 Filed as: ANGELA COOK | 5608 NE HIDDEN MEADOW CIR LEES SUMMIT, MO 64064 | AFLAC | $22 | $0 | $22 | 0.00% |
| MICHAEL A SMITH3 Filed as: MICHAEL SMITH | PO BOX 450 NEVADA, MO 64772 | AFLAC | $13 | $0 | $13 | 0.00% |
| BRADLEY J LOWRAN3 Filed as: BRADLEY LOWRAN | 9553 E WALKABOUT LN TRAVERSE CITY, MI 49684 | AFLAC | $12 | $0 | $12 | 0.00% |
| TESSIE P CANTRELLE3 Filed as: TESSIE CANTRELLE | 1340 W TUNNEL BLVD STE 650 HOUMA, LA 70360 | AFLAC | $6 | $2 | $8 | 0.00% |
| PERRY HENAULT3 | 220 SW 33RD ST STE 101 TOPEKA, KS 66611 | AFLAC | $3 | $4 | $7 | 0.00% |
| MICHAEL STORRER3 | 114 HOLLIDAY ST OSAGE CITY, KS 66523 | AFLAC | $6 | $0 | $6 | 0.00% |
| JOSEPH SCHMITZ3 | 2386 S APRIL AVE SPRINGFILED, MO 65807 | AFLAC | $5 | $0 | $5 | 0.00% |
| RYAN J HALLAM3 Filed as: RYAN HALLAM | 9124 N FARM RD 173 SPRINGFILED, MO 65803 | AFLAC | $5 | $0 | $5 | 0.00% |
| JEREMY FRYE & ASSOCIATES INC3 | 1508 N CHURCH RD SUITE B LIBERTY, MO 64068 | AFLAC | $4 | $0 | $4 | 0.00% |
| MICHAEL SHANE KIRKLAND3 Filed as: MICHAEL KIRKLAND | 327 S WALNUT ST FLORENCE, AL 35630 | AFLAC | $3 | $0 | $3 | 0.00% |
| RONALD E KIRKLAND3 Filed as: RONALD KIRKLAND | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $2 | $0 | $2 | 0.00% |
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS | PO BOX 2427 JOPLIN, MO 64803 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $19K | $0 | $19K | 15.00% |
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS | PO BOX 2427 JOPLIN, MO 64803 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 3.18% |
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS | PO BOX 2427 JOPLIN, MO 64803 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $17K | $0 | $17K | 15.00% |
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS | PO BOX 2427 JOPLIN, MO 64803 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,076 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,081 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 674 | $533K |
| Dental | AFLAC | 674 | $533K |
| Vision(2 contracts, 2 carriers) | AFLAC | 852 | $657K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 563 | $116K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 674 | $663K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 196 | $25K |
| Other(2 contracts, 2 carriers) | AFLAC | 981 | $662K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 981 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.