| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RWI BENEFITS LLC3 | PO BOX 2427 JOPLIN, MO 64803 | AFLAC | $41K | — | $41K | 12.42% |
| JULIA HADORN3 | 10778 S CARBONDALE ST OLATHE, KS 66061 | AFLAC | $11K | $548 | $12K | 3.57% |
| TERRY HORAK3 | 6321 NW HUMPHREY RD TOPEKA, KS 66618 | AFLAC | $3K | — | $3K | 0.83% |
| JON R OVERACRE3 Filed as: JON OVERCARE | 10502 W 133RD TER APT 107 OVERLAND PARK, KS 66213 | AFLAC | $2K | $368 | $3K | 0.80% |
| BRIANA LYNN HADORN3 Filed as: BRIANA HADORN | 10778 S CARBONDALE ST OLATHE, KS 66061 | AFLAC | $2K | — | $2K | 0.47% |
| TREVOR DEAN HADORN3 Filed as: TREVOR HADORN | 10778 S CARBONDALE ST OLATHE, KS 66061 | AFLAC | $1K | — | $1K | 0.43% |
| WENDY HORAK3 | 6321 NW HUMPHREY RD TOPEKA, KS 66618 | AFLAC | $1K | — | $1K | 0.36% |
| ROGERS BENEFIT GROUP INC3 Filed as: ANGELA COOK | 5608 NE HIDDEN MEADOW CIR LEES SUMMIT, MO 64064 | AFLAC | $697 | $313 | $1K | 0.31% |
| JASON WHITE3 | 6334 STEVENSON ST SHAWNEE, KS 66218 | AFLAC | $701 | $181 | $882 | 0.27% |
| LAUREN HARRIS3 | 1716 S ANN CT INDEPENDENCE, MO 64057 | AFLAC | $533 | $158 | $691 | 0.21% |
| JEANNE DYCUS3 | 4026 NE WOODRIDGE DR LEES SUMMIT, MO 64064 | AFLAC | $277 | — | $277 | 0.08% |
| ARICCA WALLACE3 | 5100 CANYON RD MANHATTAN, KS 66503 | AFLAC | $237 | — | $237 | 0.07% |
| ALAN D HURT3 Filed as: ALAN HURT | PO BOX 277 MOUND CITY, KS 66056 | AFLAC | $222 | — | $222 | 0.07% |
| STACIE JUENEMANN3 | 2630 FARM BUREAU RD STE B MANHATTAN, KS 66502 | AFLAC | $182 | — | $182 | 0.06% |
| ANNIE BASS3 | PO BOX 19592 LENEXA, KS 66285 | AFLAC | $137 | — | $137 | 0.04% |
| ROBERT GELSZAT3 | 11251 E BELLAIRE ST WICHITA, KS 67207 | AFLAC | $134 | — | $134 | 0.04% |
| LISA LAFALIER3 | 103 S 18TH ST PARSONS, KS 67357 | AFLAC | $133 | — | $133 | 0.04% |
| SHERRI LARSON3 | 74 S 17TH ST KANSAS CITY, KS 66102 | AFLAC | $128 | — | $128 | 0.04% |
| PATRICIA ZOELLER3 | PO BOX 181 KINGMAN, KS 67068 | AFLAC | $113 | — | $113 | 0.03% |
| BRAD SCHUMACHER3 | 2804 COUNTRY LN HAYS, KS 67601 | AFLAC | $107 | — | $107 | 0.03% |
| DOUGLAS DURBIN3 | PO BOX 482 CHANUTE, KS 66720 | AFLAC | $100 | — | $100 | 0.03% |
| NATHAN HARRISON3 | 16024 MANCHESTER RD 2ND FLOOR STE 200 ELLISVILLE, MO 63011 | AFLAC | $94 | — | $94 | 0.03% |
| DARLENE M BAKER3 Filed as: DARLENE BAKER | 102 WILLOW DR LANSING, KS 66043 | AFLAC | $94 | — | $94 | 0.03% |
| BRIAN MILLS3 | 1402 W LUCY WEBB RD RAYMORE, MO 64083 | AFLAC | $89 | — | $89 | 0.03% |
| KEITH WILLIAMS3 | 2374 FOUR LAKES DR BLANCHARD, OK 73010 | AFLAC | $85 | — | $85 | 0.03% |
| CALEB GILMOUR3 | 515 S MAIN ST STE 105 WICHITA, KS 67202 | AFLAC | $81 | — | $81 | 0.02% |
| TERRANCE GREENE3 | 11318 WOODWARD ST OVERLAND PARK, KS 66210 | AFLAC | $72 | — | $72 | 0.02% |
| J DAY3 | 2525 NW TOPEKA BLVD TOPEKA, KS 66617 | AFLAC | $59 | — | $59 | 0.02% |
| AMANDA BAZOR3 | 4780 LOTTIES RD MARIETTA, OK 73448 | AFLAC | $49 | — | $49 | 0.01% |
| WANDA SNYDER3 | 5609 POWERCAT PL MANHATTAN, KS 66503 | AFLAC | $48 | — | $48 | 0.01% |
| BRENNAN HURT3 | 5600 MILLRIDGE ST SHAWNEE, KS 66218 | AFLAC | $48 | — | $48 | 0.01% |
| JEREMIAH D POPELKA3 Filed as: JEREMIAH POPELKA | 315 HOUSTON ST STE C MANHATTAN, KS 66502 | AFLAC | $39 | — | $39 | 0.01% |
| ROBERT M WEAVER3 Filed as: ROBERT WEAVER | PO BOX 2427 JOPLIN, MO 64803 | AFLAC | $32 | — | $32 | 0.01% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES | 2600 KELLY RD STE 300 WARRINGTON, PA 18976 | AFLAC | $29 | — | $29 | 0.01% |
| JEFFERY PAUL SEPESI3 Filed as: JEFFERY SEPESI | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $27 | — | $27 | 0.01% |
| MICHAEL D CHRISMAN3 Filed as: MICHAEL CHRISMAN | 515 S MAIN ST STE 105 WICHITA, KS 67202 | AFLAC | $24 | — | $24 | 0.01% |
| DONITA J FLATT3 Filed as: DONITA FLATT | PO BOX 175 ENGADINE, MI 49827 | AFLAC | $22 | — | $22 | 0.01% |
| KENNETH MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $15 | — | $15 | 0.00% |
| JONI S WOBORNY BUNKER3 Filed as: JONI WOBORNY BUNKER | 1837 VIRGINIA DR MANHATTAN, KS 66502 | AFLAC | $12 | — | $12 | 0.00% |
| JULIAN DUARTE3 | 412 N MYRTLE ST EUREKA, KS 67045 | AFLAC | $8 | — | $8 | 0.00% |
| MICHAEL STORRER3 | 114 HOLLIDAY ST OSAGE CITY OSAGE CITY, KS 66523 | AFLAC | $8 | — | $8 | 0.00% |
| DEREK J COMAGES3 Filed as: DEREK COMAGES | 631-5 HC 60 BOX CHECOTAH, OK 74426 | AFLAC | $8 | — | $8 | 0.00% |
| JOHN A BACON3 Filed as: JOHN BACON | 13716 PARKHILL OVERLAND PARK, KS 66221 | AFLAC | $7 | — | $7 | 0.00% |
| INSURANCE BY BURLEY AGCY INC3 | PO BOX 428 HARBOR SPRINGS, MI 49740 | AFLAC | $7 | — | $7 | 0.00% |
| MICHAEL HAUMANN3 | 447 N 2 MILE RD FORT GIBSON, OK 74434 | AFLAC | $6 | — | $6 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AFLAC | $6 | — | $6 | 0.00% |
| LYNNE M HARVEY3 Filed as: LYNNE HARVEY | 307 S MAPLE AVE GAYLORD, MI 49735 | AFLAC | $6 | — | $6 | 0.00% |
| MIELKE INSURANCE INC3 | PO BOX 26 CHARLEVOIX, MI 49720 | AFLAC | $6 | — | $6 | 0.00% |
| PERRY HENAULT3 | 4323 SW MISTY HARBOR DR TOPEKA, KS 66610 | AFLAC | $4 | — | $4 | 0.00% |
| C A D AGENCY INC3 Filed as: C A D AGENCY | 2385 VALARIE DR ZEELAND, MI 49464 | AFLAC | $4 | — | $4 | 0.00% |
| JOHN ROBERT DE LARIOS3 Filed as: JOHN DE LARIOS | 119 TAMARACK CV HOLLY LAKE RANCH, TX 75765 | AFLAC | $4 | — | $4 | 0.00% |
| CHRISTOPHER THOMAS HIPP3 Filed as: CHRISTOPHER HIPP | 1601 MEADOW LN HAYS, KS 67601 | AFLAC | $3 | — | $3 | 0.00% |
| APRIL MARIE HUDGENS3 Filed as: APRIL HUDGENS | PO BOX 450053 GROVE, OK 74345 | AFLAC | $3 | — | $3 | 0.00% |
| CHARITY HOERR3 | 1428 S ROGERS AVE SPRINGFIELD, MO 65804 | AFLAC | $2 | — | $2 | 0.00% |
| SUE TUCKER3 | 9856 US HIGHWAY 29 N CUSSETA, AL 36852 | AFLAC | $2 | — | $2 | 0.00% |
| BRADLEY J LOWRAN3 Filed as: BRADLEY LOWRAN | 9553 E WALKABOUT LN TRAVERSE CITY, MI 49684 | AFLAC | $2 | — | $2 | 0.00% |
| WELLS MANAGEMENT LLC3 | 11725 SE 960 PVT RD COLLINS, MO 64738 | AFLAC | $1 | — | $1 | 0.00% |
| LAURA JAROS3 | 2709 CHERRY LN PASADENA, TX 77502 | AFLAC | $1 | — | $1 | 0.00% |
| SEAN SMITH MANAGEMENT LLC3 | 319 N MAIN AVE STE 130 SPRINGFIELD, MO 65806 | AFLAC | $1 | — | $1 | 0.00% |
| TIMOTHY MEAD3 | 1534 FIANNA PLACE TER FORT SMITH, AR 72908 | AFLAC | $1 | — | $1 | 0.00% |
| TRACY E BIELACZYC3 Filed as: TRACY BIELACZYC | 1621 PINCHERRY RD TRAVERSE CITY, MI 49696 | AFLAC | $1 | — | $1 | 0.00% |
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS | PO BOX 2427 JOPLIN, MO 64803 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 3.21% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 S 8TH ST STE 700 MINNEAPOLIS, MN 55402 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $441 | — | $441 | 0.39% |
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS | PO BOX 2427 JOPLIN, MO 64803 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | — | $11K | 10.83% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 S 8TH ST STE 700 MINNEAPOLIS, MN 55402 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 5.77% |
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS | PO BOX 2427 JOPLIN, MO 64803 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | — | $10K | 10.36% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 S 8TH ST STE 700 MINNEAPOLIS, MN 55402 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 6.16% |
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS | PO BOX 2427 JOPLIN, MO 64803 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 9.68% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 S 8TH ST STE 700 MINNEAPOLIS, MN 55402 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 6.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,013 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,013 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 375 | $327K |
| Dental | AFLAC | 375 | $327K |
| Vision(2 contracts, 2 carriers) | AFLAC | 947 | $460K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 375 | $425K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 167 | $22K |
| Other(3 contracts, 2 carriers) | AFLAC | 966 | $537K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 966 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.