Welfare broker

RWI BENEFITS LLC

Mailing address (most recent filing)

PO BOX 50

QUAPAW, OK 74363

Total comp: $19K
Commissions: $19K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where RWI BENEFITS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA50.0%
DELTA DENTAL OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$71K	50.0%
DELTA DENTAL OF CALIFORNIA	1	$74K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OK	2	$144K	0.2%	123.05x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RWI BENEFITS LLC's plans by broker comp / premium ratio. Median 9.14% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of RWI BENEFITS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where RWI BENEFITS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SENECA CAYUGA NATION SENECA-CAYUGA LIFE AND DISABILITY PLAN	OK	$71K	$9K	UNUM LIFE INSURANCE COMPANY OF AMERICA
SENECA CAYUGA NATION SENECA-CAYUGA DENTAL PLAN	OK	$74K	$4K	DELTA DENTAL OF OKLAHOMA

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$71K

50.0%

DELTA DENTAL OF CALIFORNIA

$74K

50.0%

State

Plans

Premium

State share

Index

$144K

0.2%

123.05x

Sponsor

Loc

Premium

Comp

Carrier

SENECA CAYUGA NATION

SENECA-CAYUGA LIFE AND DISABILITY PLAN

$71K

$9K

UNUM LIFE INSURANCE COMPANY OF AMERICA

SENECA CAYUGA NATION

SENECA-CAYUGA DENTAL PLAN

$74K

$4K

DELTA DENTAL OF OKLAHOMA