| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | PO BOX 896620 CHARLOTTE, NC 282896620 | METROPOLITAN LIFE INSURANCE COMPANY | $47K | $5K | $52K | 12.38% |
| ARTHUR YOUNG LATHAM3 | 605 TUCKER XING BRANDON, MS 39042 | AFLAC | $3K | $35 | $3K | 8.06% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $382 | — | $382 | 0.90% |
| MINDY G SPURR3 | 257 NORTHBAY DR MADISON, MS 39110 | AFLAC | $325 | $8 | $333 | 0.79% |
| KRISTY L CRONIN3 | 431 SUNDIAL RD MADISON, MS 39110 | AFLAC | $301 | — | $301 | 0.71% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $256 | $8 | $264 | 0.62% |
| CASEDRA T EUELL3 | 221 HIGHLEADON DR MADISON, MS 39110 | AFLAC | $217 | — | $217 | 0.51% |
| CHRISTIAN ANDRE LEVERN3 | 1929 SPILLWAY RD STE D BRANDON, MP 39047 | AFLAC | $201 | — | $201 | 0.48% |
| WILLIAM D SIKES3 | PO BOX 1628 CLEVELAND, MS 38732 | AFLAC | $162 | — | $162 | 0.38% |
| JEREMIAH TROY TALTON3 | 172 BIENVILLE DR MADISON, MS 39110 | AFLAC | $149 | — | $149 | 0.35% |
| ALISON HINTON DAVIS3 | 415 GLENDALE PL BRANDON, MS 39047 | AFLAC | $137 | — | $137 | 0.32% |
| OLIVIA CHEEKS-GRIFFITHS3 | PO BOX 59638 JACKSON, MS 39284 | AFLAC | $93 | — | $93 | 0.22% |
| EUELL INSURANCE GROUP LLC3 | 221 HIGHLEADON DR MADISON, MS 39110 | AFLAC | $91 | — | $91 | 0.22% |
| KELLIE ANGLIN ZIMMERMAN3 | 1021 HIGHWAY 433 S BENTONIA, MS 39040 | AFLAC | $84 | — | $84 | 0.20% |
| BARBARA CAMPBELL MCCORD3 | 155 W BROAD ST DECATUR, MS 39327 | AFLAC | $77 | — | $77 | 0.18% |
| LISA PRATER3 | 1324 ADKINS BLVD JACKSON, MS 39211 | AFLAC | $48 | — | $48 | 0.11% |
| WALLACE B SANDERS JR3 | 14 NORTHTOWN DR STE 202 JACKSON, MS 39211 | AFLAC | $43 | — | $43 | 0.10% |
| PAUL M MILLETTE3 | 589 NORTHPARK DRIVE SUITE A RIDGELAND, MS 39157 | AFLAC | $32 | — | $32 | 0.08% |
| JAMES H KING3 Filed as: JAMES KEITH HEFLIN | 1852 AUGUST BND MADISON, MS 39110 | AFLAC | $30 | — | $30 | 0.07% |
| RANDALL D LADNER3 | 6 GREENBRIAR DRIVE GULFPORT, MS 39507 | AFLAC | $27 | — | $27 | 0.06% |
| CRAIG LOWRANCE3 Filed as: CRAIG WINEGAR | 712 S PEACH BRK NIXA, MO 65714 | AFLAC | $24 | — | $24 | 0.06% |
| TY D MAYBERRY3 | 1717 MORRE RD OWENSVILLE, MO 65066 | AFLAC | $23 | — | $23 | 0.05% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $19 | — | $19 | 0.04% |
| SS ONE LLC3 | 7020 TAYLOR CREEK RD JEFFERSON CITY, MO 65101 | AFLAC | $15 | — | $15 | 0.04% |
| JOSEPH ARTHUR STENNETT3 | PO BOX 1444 BOONEVILLE, MS 38829 | AFLAC | $14 | — | $14 | 0.03% |
| ACRISUR WALLSTREET PARTNERS LLC3 | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $10 | — | $10 | 0.02% |
| GREGORY J WEEKS3 | 730 AVIGNON DR STE 101 RIDGELAND, MS 39157 | AFLAC | $9 | — | $9 | 0.02% |
| D P SMITH3 | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $9 | — | $9 | 0.02% |
| LAUREN S GREENE3 | 436D COUNTY ROAD 57 DENNIS, MS 38838 | AFLAC | $8 | — | $8 | 0.02% |
| CHRISTY W FISHER3 | 75 COUNTY ROAD 7461 BALDWYN, MS 38824 | AFLAC | $7 | — | $7 | 0.02% |
| VICKI M BUTLER3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $5 | — | $5 | 0.01% |
| SANDRA K BASS VAVRUNEK3 | PO BOX 236 MOOREVILLE, MS 38857 | AFLAC | $4 | — | $4 | 0.01% |
| JOSHUA L CLINE3 | 120 GREENVIEW PL STE 3 RICHLAND, MS 39218 | AFLAC | $4 | — | $4 | 0.01% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 3343 LANELL LN PEARL, MS 39208 | AFLAC | $3 | — | $3 | 0.01% |
| ANGIE WHITENTON3 | PO BOX 134 AMORY, MS 38821 | AFLAC | $2 | — | $2 | 0.00% |
| DAWN T SUCHECKI3 | 225 S WATER STREET WILMINGTON, NC 28401 | AFLAC | $1 | — | $1 | 0.00% |
| MCDONALD PLUMMER III3 | 2934 FLEETWOOD DRIVE COLUMBUS, GA 31906 | AFLAC | $1 | — | $1 | 0.00% |
| ARTHUR YOUNG LATHAM3 | 605 TUCKER XING BRANDON, MS 39042 | AFLAC | $2K | $117 | $3K | 8.92% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $280 | $27 | $307 | 1.09% |
| MINDY G SPURR3 | 257 NORTHBAY DR MADISON, MS 39110 | AFLAC | $267 | $27 | $294 | 1.04% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DRIVE MADISON, MS 39110 | AFLAC | $223 | — | $223 | 0.79% |
| ALISON HINTON DAVIS3 | 415 GLENDALE PL BRANDON, MS 39047 | AFLAC | $139 | — | $139 | 0.49% |
| CASEDRA T EUELL3 | 221 HIGHLEADON DR MADISON, MS 39110 | AFLAC | $137 | — | $137 | 0.49% |
| CHRISTIAN ANDRE LEVERN3 | 1929 SPILLWAY RD STE D BRANDON, MS 39047 | AFLAC | $125 | — | $125 | 0.44% |
| WILLIAM D SIKES3 | PO BOX 1628 CLEVELAND, MS 38732 | AFLAC | $113 | — | $113 | 0.40% |
| KRISTY L CRONIN3 | 431 SUNDIAL RD MADISON, MS 39110 | AFLAC | $96 | — | $96 | 0.34% |
| JEREMIAH TROY TALTON3 | 172 BIENVILLE DR MADISON, MS 39110 | AFLAC | $93 | — | $93 | 0.33% |
| EUELL INSURANCE GROUP LLC3 | 221 HIGHLEADON DR MADISON, MS 39110 | AFLAC | $54 | — | $54 | 0.19% |
| KELLIE ANGLIN ZIMMERMAN3 | 1021 HIGHWAY 433 S BENTONIA, MS 39040 | AFLAC | $51 | — | $51 | 0.18% |
| OLIVIA CHEEKS-GRIFFITHS3 | PO BOX 59638 JACKSON, MS 39284 | AFLAC | $32 | — | $32 | 0.11% |
| JAMES H KING3 Filed as: JAMES KEITH HEFLIN | 1852 AUGUST BND MADISON, MS 39110 | AFLAC | $29 | — | $29 | 0.10% |
| RENESHIA S HOBSON3 | 100 WINTERBURY DR MADISON, MS 39110 | AFLAC | $24 | — | $24 | 0.08% |
| LISA PRATER3 Filed as: LISA S PRATER | 1324 ADKINS BLVD JACKSON, MS 39211 | AFLAC | $17 | — | $17 | 0.06% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $15 | — | $15 | 0.05% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $12 | — | $12 | 0.04% |
| ANNA K STEWART3 | 105 PINETRAIL PL MADISON, MS 39110 | AFLAC | $7 | — | $7 | 0.02% |
| CONNIE MAYFIELD3 Filed as: CONNIE E MAYFIELD | PO BOX 671 MADISON, MS 39130 | AFLAC | $3 | — | $3 | 0.01% |
| JOSHUA L CLINE3 | 120 GREENVIEW PL STE 3 RICHLAND, MS 39218 | AFLAC | $2 | — | $2 | 0.01% |
| VICKI M BUTLER3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $1 | — | $1 | 0.00% |
| ARTHUR YOUNG LATHAM3 | 605 TUCKER XING BRANDON, MS 39042 | AFLAC | $358 | $37 | $395 | 4.57% |
| BARBARA CAMPBELL MCCORD3 | 155 W BROAD ST DECATUR, MS 39327 | AFLAC | $192 | — | $192 | 2.22% |
| WALLACE B SANDERS JR3 | 14 NORTHTOWN DR STE 202 JACKSON, MS 39211 | AFLAC | $104 | — | $104 | 1.20% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $69 | — | $69 | 0.80% |
| MINDY G SPURR3 | 257 NORTHBAY DR MADISON, MS 39110 | AFLAC | $56 | $9 | $65 | 0.75% |
| KRISTY L CRONIN3 | 431 SUNDIAL RD MADISON, MS 39110 | AFLAC | $56 | — | $56 | 0.65% |
| NEIL M MORGAN JR3 | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $55 | — | $55 | 0.64% |
| WILLIAM D SIKES3 | PO BOX 1628 CLEVELAND, MS 38732 | AFLAC | $42 | — | $42 | 0.49% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $30 | $9 | $39 | 0.45% |
| KELLIE ANGLIN ZIMMERMAN3 | 1021 HIGHWAY 433 S BENTONIA, MS 39040 | AFLAC | $18 | — | $18 | 0.21% |
| WILLIAM A BRIGGS3 | 1731 GAY THOMPSON RD RAMER, TN 38367 | AFLAC | $17 | — | $17 | 0.20% |
| EILEEN SANCHEZ MEDINA3 | 6100 SW 44TH TER MIAMI, FL 33155 | AFLAC | $10 | — | $10 | 0.12% |
| MARIA C ORTIZ3 | 7400 SW 50TH TER STE 300 MIAMI, FL 33155 | AFLAC | $8 | — | $8 | 0.09% |
| ROBERT T GRIFFIN3 | 408 SAINT IVES DR MADISON, MS 39110 | AFLAC | $6 | — | $6 | 0.07% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $5 | — | $5 | 0.06% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $5 | — | $5 | 0.06% |
| MARTA M SASTRE3 | 1214 COLUMBUS BLVD CORAL GABLES, FL 33134 | AFLAC | $4 | — | $4 | 0.05% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 3343 LANELL LN PEARL, MS 39208 | AFLAC | $1 | — | $1 | 0.01% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS AND YERGER INSURANCE INC | PO BOX 1139 JACKSON, MS 39215 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 1.39% |
| ROBBINS RESEARCH AND PLANNING INC3 | 11012 COVINGTON WAY OXFORD, MS 39208 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 1.04% |
| J MICHAEL NORRIS INC3 | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 497 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 497 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 772 | $421K |
| Vision(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 772 | $500K |
| Life insurance(5 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 772 | $500K |
| Short-term disability(3 contracts) | AFLAC | 56 | $79K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 772 | $421K |
| Other(5 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 772 | $508K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 772 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.