| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIONS INSURANCE INC3 | 1020 HIGHLAND COLONY PARKWAY STE 302 RIDGELAND, MS 39157 | UNION SECURITY INSURANCE COMPANY | $36K | $7K | $43K | 13.97% |
| ARTHUR YOUNG LATHAM3 Filed as: ARTHUR LATHAM | 605 TUCKER XING BRANDON, MS 39042 | AFLAC | $9K | $133 | $9K | 13.37% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 309 NEW POINTE STE B RIDGELAND, MS 39157 | AFLAC | $2K | $10 | $2K | 2.44% |
| E SPEED INC3 | 309 NEW POINTE STE B RIDGELAND, MS 39157 | AFLAC | $1K | $17 | $1K | 2.12% |
| KRISTY L CRONIN3 Filed as: KRISTY CRONIN | 1026 CHERRYSTONE CT MADISON, MS 39110 | AFLAC | $1K | $27 | $1K | 1.73% |
| WILLIAM D SIKES3 Filed as: WILLIAM SIKES | 1320 MEMORIAL DR CLEVELAND, MS 38732 | AFLAC | $427 | — | $427 | 0.62% |
| D AND V BUTLER INC3 | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $302 | — | $302 | 0.44% |
| LISA PRATER3 | 1324 ADKINS BLVD JACKSON, MS 39211 | AFLAC | $146 | $4 | $150 | 0.22% |
| JAMES H KING3 Filed as: JAMES HEFLIN | 1852 AUGUST BND MADISON, MS 39110 | AFLAC | $120 | — | $120 | 0.17% |
| BARBARA CAMPBELL MCCORD3 Filed as: BARBARA MCCORD | 26620 WILSON CEMETARY RD VANCLEAVE, MS 39565 | AFLAC | $110 | — | $110 | 0.16% |
| WALLACE B SANDERS JR3 Filed as: WALLACE SANDERS JR | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $60 | — | $60 | 0.09% |
| PATRICIA DUPREE3 | 849 E VICTORIA ST UNIT 310 CARSON, CA 90746 | AFLAC | $34 | — | $34 | 0.05% |
| GEOFFREY MALAIS3 | 16800 DEVONSHIRE ST STE 220 GRANADA HILLS, CA 91344 | AFLAC | $27 | — | $27 | 0.04% |
| JUANITA BURKS & ASSOCIATES3 | 6100 CENTER DR STE 670 LOS ANGELES, CA 90045 | AFLAC | $26 | — | $26 | 0.04% |
| RENESHIA S HOBSON3 Filed as: RENESHIA HOBSON | 716 FOREST WOODS DR BYRAM, MS 39272 | AFLAC | $23 | — | $23 | 0.03% |
| ROBERT EDWARD HARDWICK3 Filed as: ROBERT HARDWICK | 120 LAKEWOOD DR CROSSVILLE, TN 38558 | AFLAC | $22 | $0 | $22 | 0.03% |
| RANDALL D LADNER3 Filed as: RANDALL LADNER | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $16 | $1 | $17 | 0.02% |
| PETER B WILKINSON JR3 Filed as: PETER WILKINSON JR | 6202 IOLA AVE STE 115 LUBBOCK, TX 79424 | AFLAC | $14 | — | $14 | 0.02% |
| CHARLES HARTHUN3 | 1577 LAWSON RD CROSSVILLE, TN 38571 | AFLAC | $12 | — | $12 | 0.02% |
| J LEE & ASSOCIATES INC3 | 120 GREENVIEW PL STE 3 RICHLAND, MS 39218 | AFLAC | $10 | — | $10 | 0.01% |
| GREGORY J WEEKS3 Filed as: GREGORY WEEKS | 730 AVIGNON DR STE 101 RIDGELAND, MS 39157 | AFLAC | $10 | — | $10 | 0.01% |
| JOSHUA L CLINE3 Filed as: JOSHUA CLINE | 4 COUNTRY PL PEARL, MS 39208 | AFLAC | $9 | — | $9 | 0.01% |
| ADAM H MICHAELS3 Filed as: ADAM MICHAELS | 12121 WILSHIRE BLVD STE 1225 LOS ANGELES, CA 90025 | AFLAC | $9 | — | $9 | 0.01% |
| JOHN W AMOS3 Filed as: JOHN AMOS | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $8 | — | $8 | 0.01% |
| WILLIAM SNOW3 | 3465 SYCAMORE LN GULF BREEZE, FL 32563 | AFLAC | $8 | — | $8 | 0.01% |
| JOHN C POLLOCK3 Filed as: JOHN POLLOCK | 600 UNIVERSITY OFFICE BLVD STE 12 PENSACOLA, FL 32504 | AFLAC | $6 | — | $6 | 0.01% |
| CHRISTIAN ANDRE LEVERN3 Filed as: CHRISTIAN LEVERN | 109 MILLCREEK CORS STE D BRANDON, MS 39047 | AFLAC | $6 | — | $6 | 0.01% |
| NEIL M MORGAN JR3 Filed as: NEIL MORGAN JR | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $5 | — | $5 | 0.01% |
| D P SMITH3 Filed as: D SMITH | P O BOX 16671 JACKSON, MS 39236 | AFLAC | $4 | — | $4 | 0.01% |
| PRISCILLA L COLEMAN3 Filed as: PRISCILLA COLEMAN | 1127B QUINN STREET JACKSON, MS 39202 | AFLAC | $4 | — | $4 | 0.01% |
| BRIAN ANDREWS3 | 5728 TAMARACK DR PACE, FL 32571 | AFLAC | $4 | — | $4 | 0.01% |
| DIANA JACKSON3 | P O BOX 13172 JACKSON, MS 39236 | AFLAC | $3 | — | $3 | 0.00% |
| CHRISTIE MARZARI3 | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $2 | $1 | $3 | 0.00% |
| VICKI M BUTLER3 Filed as: VICKI BUTLER | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $3 | — | $3 | 0.00% |
| CONNIE MAYFIELD3 | P O BOX 671 MADISON, MS 39130 | AFLAC | $2 | — | $2 | 0.00% |
| CHADWICK EUBORN STUART3 Filed as: CHADWICK STUART | 258 SAINT PAUL ST PEARL, MS 39208 | AFLAC | $2 | — | $2 | 0.00% |
| MINDY G SPURR3 Filed as: MINDY SPURR | 408 OAK BND BRANDON, MS 39047 | AFLAC | $2 | — | $2 | 0.00% |
| WILLIAM A BRIGGS3 Filed as: WILLIAM BRIGGS | 1731 GAY THOMPSON RD RAMER, TN 38367 | AFLAC | $2 | — | $2 | 0.00% |
| JOHN KEYS3 | 816 ANNANDALE RD MADISON, MS 39110 | AFLAC | $1 | — | $1 | 0.00% |
| ANITA ATKINSON3 | P O BOX 738 BRANDON, MS 39043 | AFLAC | $1 | — | $1 | 0.00% |
| ARTHUR YOUNG LATHAM3 Filed as: ARTHUR LATHAM | 605 TUCKER XING BRANDON, MS 39042 | AFLAC | $5K | $191 | $5K | 14.50% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 309 NEW POINTE STE B RIDGELAND, MS 39157 | AFLAC | $928 | $29 | $957 | 2.67% |
| E SPEED INC3 | 309 NEW POINTE STE B RIDGELAND, MS 39157 | AFLAC | $898 | $11 | $909 | 2.53% |
| KRISTY L CRONIN3 Filed as: KRISTY CRONIN | 1026 CHERRYSTONE CT MADISON, MS 39110 | AFLAC | $473 | $39 | $512 | 1.43% |
| WILLIAM D SIKES3 Filed as: WILLIAM SIKES | 1320 MEMORIAL DR CLEVELAND, MS 38732 | AFLAC | $240 | — | $240 | 0.67% |
| D AND V BUTLER INC3 | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $137 | — | $137 | 0.38% |
| JAMES H KING3 Filed as: JAMES HEFLIN | 1852 AUGUST BND MADISON, MS 39110 | AFLAC | $64 | — | $64 | 0.18% |
| LISA PRATER3 | 1324 ADKINS BLVD JACKSON, MS 39211 | AFLAC | $51 | $3 | $54 | 0.15% |
| J LEE & ASSOCIATES INC3 | 120 GREENVIEW PL STE 3 RICHLAND, MS 39218 | AFLAC | $49 | — | $49 | 0.14% |
| BARBARA CAMPBELL MCCORD3 Filed as: BARBARA MCCORD | 26620 WILSON CEMETARY RD VANCLEAVE, MS 39565 | AFLAC | $45 | — | $45 | 0.13% |
| WALLACE B SANDERS JR3 Filed as: WALLACE SANDERS JR | 15 NORHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $25 | — | $25 | 0.07% |
| MINDY G SPURR3 Filed as: MINDY SPURR | 408 OAK BND BRANDON, MS 39047 | AFLAC | $21 | — | $21 | 0.06% |
| RENESHIA S HOBSON3 Filed as: RENESHIA HOBSON | 716 FOREST WOODS DR BYRAM, MS 39272 | AFLAC | $21 | — | $21 | 0.06% |
| PRISCILLA L COLEMAN3 Filed as: PRISCILLA COLEMAN | 1127B QUINN STREET JACKSON, MS 39202 | AFLAC | $21 | — | $21 | 0.06% |
| RANDALL D LADNER3 Filed as: RANDALL LADNER | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $10 | $3 | $13 | 0.04% |
| CHADWICK EUBORN STUART3 Filed as: CHADWICK STUART | 258 SAINT PAUL ST PEARL, MS 39208 | AFLAC | $10 | — | $10 | 0.03% |
| PETER B WILKINSON JR3 Filed as: PETER WILKINSON JR | 6202 IOLA AVE STE 115 LUBBOCK, TX 79424 | AFLAC | $9 | — | $9 | 0.03% |
| ANITA ATKINSON3 | P O BOX 738 BRANDON, MS 39043 | AFLAC | $6 | — | $6 | 0.02% |
| JOHN KEYS3 | 816 ANNADALE RD MADISON, MS 39110 | AFLAC | $6 | — | $6 | 0.02% |
| CHRISTIE MARZARI3 | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $2 | $3 | $5 | 0.01% |
| D P SMITH3 Filed as: D SMITH | P O BOX 16671 JACKSON, MS 39236 | AFLAC | $5 | — | $5 | 0.01% |
| GREGORY J WEEKS3 Filed as: GREGORY WEEKS | 730 AVIGNON DR STE 101 RIDGELAND, MS 39157 | AFLAC | $5 | — | $5 | 0.01% |
| CONNIE MAYFIELD3 | P O BOX 671 MADISON, MS 39130 | AFLAC | $5 | — | $5 | 0.01% |
| ANNA K STEWART3 Filed as: ANNA STEWART | 226 CLARK FARMS RD MADISON, MS 39110 | AFLAC | $3 | — | $3 | 0.01% |
| JOSHUA L CLINE3 Filed as: JOSHUA CLINE | 4 COUNTRY PL PEARL, MS 39208 | AFLAC | $2 | — | $2 | 0.01% |
| VICKI M BUTLER3 Filed as: VICKI BULTER | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $1 | — | $1 | 0.00% |
| DIANA JACKSON3 | P O BOX 13172 JACKSON, MS 39236 | AFLAC | $1 | — | $1 | 0.00% |
| ARTHUR YOUNG LATHAM3 Filed as: ARTHUR LATHAM | 605 TUCKER XING BRANDON, MS 39042 | AFLAC | $502 | $212 | $714 | 8.66% |
| KRISTY L CRONIN3 Filed as: KRISTY CRONIN | 1026 CHERRYSTONE CT MADISON, MS 39110 | AFLAC | $134 | $43 | $177 | 2.15% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 309 NEW POINTE STE B RIDGELAND, MS 39157 | AFLAC | $131 | $42 | $173 | 2.10% |
| BARBARA CAMPBELL MCCORD3 Filed as: BARBARA MCCORD | 26620 WILSON CEMETARY RD VANCLEAVE, MS 39565 | AFLAC | $90 | — | $90 | 1.09% |
| WILLIAM D SIKES3 Filed as: WILLIAM SIKES | 1320 MEMORIAL DR CLEVELAND, MS 38732 | AFLAC | $66 | — | $66 | 0.80% |
| WALLACE B SANDERS JR3 Filed as: WALLACE SANDERS JR | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $49 | — | $49 | 0.59% |
| E SPEED INC3 | 309 NEW POINTE STE B RIDGELAND, MS 39157 | AFLAC | $31 | — | $31 | 0.38% |
| D AND V BUTLER INC3 | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $31 | — | $31 | 0.38% |
| NEIL M MORGAN JR3 Filed as: NEIL MORGAN JR | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $24 | — | $24 | 0.29% |
| LISA PRATER3 | 1324 ADKINS BLVD JACKSON, MS 39211 | AFLAC | $13 | — | $13 | 0.16% |
| WILLIAM A BRIGGS3 Filed as: WILLIAM BRIGGS | 1731 GAY THOMPSON RD RAMER, TN 38367 | AFLAC | $8 | — | $8 | 0.10% |
| RANDALL D LADNER3 Filed as: RANDALL LADNER | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $2 | $5 | $7 | 0.08% |
| CHRISTIE MARZARI3 | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $1 | $5 | $6 | 0.07% |
| JAMES H KING3 Filed as: JAMES HEFLIN | 1852 AUGUST BND MADISON, MS 39110 | AFLAC | $5 | — | $5 | 0.06% |
| CONNIE MAYFIELD3 | P O BOX 671 MADISON, MS 39130 | AFLAC | $2 | — | $2 | 0.02% |
| PETER B WILKINSON JR3 Filed as: PETER WILKINSON JR | 6202 IOLA AVE STE 115 LUBBOCK, TX 79424 | AFLAC | $2 | — | $2 | 0.02% |
| JOSHUA L CLINE3 Filed as: JOSHUA CLINE | 4 COUNTRY PL PEARL, MS 39208 | AFLAC | $1 | — | $1 | 0.01% |
| ROBERT T GRIFFIN3 Filed as: ROBERT GRIFFIN | 5133 CANTON HEIGHTS DR JACKSON, MS 39211 | AFLAC | $1 | — | $1 | 0.01% |
| ROSS & YERGER INSURANCE INC3 | P O BOX 1139 JACKSON, MS 39215 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 1.34% |
| ROBBINS RESEARCH AND PLANNING INC3 | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.76% |
| THOMAS A TURNER IV INSURANCE LLC3 | 909 BAY RIDGE DR. JACKSON, MS 39211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.76% |
| J MICHAEL NORRIS INC3 | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.57% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 319 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 323 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNION SECURITY INSURANCE COMPANY | 485 | $305K |
| Vision(4 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 485 | $419K |
| Life insurance(5 contracts, 3 carriers) | UNION SECURITY INSURANCE COMPANY | 485 | $419K |
| Short-term disability(3 contracts) | AFLAC | 94 | $113K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 485 | $305K |
| Other(4 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 485 | $419K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 485 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.