| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | ONE INDEPENDENCE PLAZA SUITE 800 BIRMINGHAM, AP 35209 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $42K | $6K | $49K | 13.78% |
| ARTHUR YOUNG LATHAM3 | 605 TUCKER XING BRANDON, MS 39042 | AFLAC | $5K | $435 | $6K | 9.51% |
| OLIVIA CHEEKS-GRIFFITHS3 | PO BOX 59638 JACKSON, MS 39284 | AFLAC | $872 | — | $872 | 1.48% |
| JEREMIAH TROY TALTON3 | 172 BIENVILLE DR MADISON, MS 39110 | AFLAC | $713 | $87 | $800 | 1.36% |
| MINDY G SPURR3 | 257 NORTHBAY DR MADISON, MO 39110 | AFLAC | $731 | $4 | $735 | 1.25% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $596 | — | $596 | 1.01% |
| ALISON HINTON DAVIS3 | 415 GLENDALE PL BRANDON, MS 39047 | AFLAC | $451 | $83 | $534 | 0.91% |
| KRISTY L CRONIN3 | 431 SUNDIAL RD MADISON, MS 39110 | AFLAC | $482 | — | $482 | 0.82% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $309 | — | $309 | 0.52% |
| WILLIAM D SIKES3 | 106 N VICTORIA AVE CLEVELAND, MS 38732 | AFLAC | $173 | — | $173 | 0.29% |
| ANNELL W HALBERT2 | 656 TWELVE OAKS TRCE CANTON, MS 39046 | AFLAC | $138 | — | $138 | 0.23% |
| KELLIE ANGLIN ZIMMERMAN3 | 1115 BENBROOK DR MADISON, MS 39110 | AFLAC | $111 | — | $111 | 0.19% |
| LISA PRATER3 | 1324 ADKINS BLVD JACKSON, MS 39211 | AFLAC | $60 | — | $60 | 0.10% |
| BARBARA CAMPBELL MCCORD3 | P O BOX 25 SANDHILL, MS 39161 | AFLAC | $45 | — | $45 | 0.08% |
| JAMES H KING3 Filed as: JAMES KEITH HEFLIN | 1852 AUGUST BND MADISON, MS 39110 | AFLAC | $44 | — | $44 | 0.07% |
| WALLACE B SANDERS JR3 Filed as: WALLACE SANDERS JR | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $43 | — | $43 | 0.07% |
| RANDALL D LADNER3 | 6 GREENBRIAR DRIVE GULFPORT, MS 39507 | AFLAC | $37 | — | $37 | 0.06% |
| BARBARA CAMPBELL MCCORD3 | 17278 HIGHWAY 15 SAUCIER, MS 39574 | AFLAC | $32 | — | $32 | 0.05% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $27 | — | $27 | 0.05% |
| D AND V BUTLER INC3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $26 | — | $26 | 0.04% |
| JOSEPH ARTHUR STENNETT3 | PO BOX 1444 BOONEVILLE, MS 38829 | AFLAC | $18 | $8 | $26 | 0.04% |
| J DAVID BUTLER3 | 404 A W PARKWAY PLACE RIDGELAND, MO 39157 | AFLAC | $13 | — | $13 | 0.02% |
| CHRISTY W FISHER3 | 104 W MAIN ST BALDWYN, MN 38824 | AFLAC | $8 | $3 | $11 | 0.02% |
| LAUREN S GREENE3 | 436D COUNTY ROAD 57 DENNIS, MP 38838 | AFLAC | $8 | $2 | $10 | 0.02% |
| GREGORY J WEEKS3 Filed as: GREGORY WEEKS | 730 AVIGNON DR STE 101 RIDGELAND, MS 39157 | AFLAC | $9 | — | $9 | 0.02% |
| VICKI M BUTLER3 Filed as: VICKI BUTLER | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $9 | — | $9 | 0.02% |
| SANDRA K BASS VAVRUNEK3 | PO BOX 236 MOOREVILLE, MO 38857 | AFLAC | $5 | $2 | $7 | 0.01% |
| JOSHUA L CLINE3 | 349 BOTELER RD FLORENCE, MS 39073 | AFLAC | $5 | — | $5 | 0.01% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 601 CRESCENT BLVD STE 102 RIDGELAND, MP 39157 | AFLAC | $4 | — | $4 | 0.01% |
| ANGIE HALL3 | 952 ROAD 1277 NETTLETON, MD 38858 | AFLAC | $2 | — | $2 | 0.00% |
| DAWN T SUCHECKI3 | 225 S WATER STREET WILMINGTON, NC 28401 | AFLAC | $1 | — | $1 | 0.00% |
| D P SMITH3 | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $1 | — | $1 | 0.00% |
| ARTHUR YOUNG LATHAM3 | 605 TUCKER XING BRANDON, MS 39042 | AFLAC | $3K | $231 | $3K | 8.31% |
| OLIVIA CHEEKS-GRIFFITHS3 | PO BOX 59638 JACKSON, MS 39284 | AFLAC | $445 | — | $445 | 1.27% |
| JEREMIAH TROY TALTON3 | 172 BIENVILLE DR MADISON, MS 39110 | AFLAC | $351 | $46 | $397 | 1.14% |
| MINDY G SPURR3 | 257 NORTHBAY DR MADISON, MS 39110 | AFLAC | $366 | — | $366 | 1.05% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DRIVE MADISON, MS 39110 | AFLAC | $331 | — | $331 | 0.95% |
| ALISON HINTON DAVIS3 | 415 GLENDALE PL BRANDON, MS 39047 | AFLAC | $269 | $46 | $315 | 0.90% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $227 | — | $227 | 0.65% |
| KRISTY L CRONIN3 | 431 SUNDIAL RD MADISON, MS 39110 | AFLAC | $176 | — | $176 | 0.50% |
| WILLIAM D SIKES3 | 106 N VICTORIA AVE CLEVELAND, MS 38732 | AFLAC | $148 | — | $148 | 0.42% |
| JULIE J TULLOS3 | PO BOX 12614 JACKSON, MS 39236 | AFLAC | $132 | — | $132 | 0.38% |
| KELLIE ANGLIN ZIMMERMAN3 | 1115 BENBROOK DR MADISON, MS 39110 | AFLAC | $54 | — | $54 | 0.15% |
| JAMES H KING3 Filed as: JAMES KEITH HEFLIN | 1852 AUGUST BND MADISON, MS 39110 | AFLAC | $40 | — | $40 | 0.11% |
| ROBERT K TULLOS3 | PO BOX 12614 JACKSON, MS 39236 | AFLAC | $36 | — | $36 | 0.10% |
| BARBARA CAMPBELL MCCORD3 | PO BOX 25 SANDHILL, MS 39161 | AFLAC | $31 | — | $31 | 0.09% |
| WALLACE B SANDERS JR3 | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $28 | — | $28 | 0.08% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $24 | — | $24 | 0.07% |
| RENESHIA S HOBSON3 | 100 WINTERBURY DR MADISON, MS 39110 | AFLAC | $24 | — | $24 | 0.07% |
| BARBARA CAMPBELL MCCORD3 | 17278 HIGHWAY 15 SAUCIER, MS 39574 | AFLAC | $19 | — | $19 | 0.05% |
| LISA PRATER3 Filed as: LISA S PRATER | 1324 ADKINS BLVD JACKSON, MS 39211 | AFLAC | $17 | — | $17 | 0.05% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $16 | — | $16 | 0.05% |
| J DAVID BUTLER3 | 404 A W PARKWAY PLACE RIDGELAND, MS 39157 | AFLAC | $10 | — | $10 | 0.03% |
| JOSHUA L CLINE3 | 349 BOTELER RD FLORENCE, MS 39073 | AFLAC | $8 | — | $8 | 0.02% |
| D P SMITH3 | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $7 | — | $7 | 0.02% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $6 | — | $6 | 0.02% |
| D AND V BUTLER INC3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $5 | — | $5 | 0.01% |
| AKLINE ANCILLARY GROUP LLC3 | 4190 WAVERLY RD WEST POINT, MS 39773 | AFLAC | $4 | — | $4 | 0.01% |
| GREGORY J WEEKS3 Filed as: GREGORY WEEKS | 730 AVIGNON DR STE 101 RIDGELAND, MS 39157 | AFLAC | $3 | — | $3 | 0.01% |
| CONNIE MAYFIELD3 Filed as: CONNIE E MAYFIELD | PO BOX 671 MADISON, MS 39130 | AFLAC | $3 | — | $3 | 0.01% |
| ANNA K STEWART3 | 105 PINETRAIL PL MADISON, MS 39110 | AFLAC | $3 | — | $3 | 0.01% |
| JOHN D KEYS3 | 816 ANNANDALE RD MADISON, MS 39110 | AFLAC | $2 | — | $2 | 0.01% |
| VICKI M BUTLER3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $2 | — | $2 | 0.01% |
| CHRISTIAN ANDRE LEVERN3 | 109 MILLCREEK CORS STE D BRANDON, MP 39047 | AFLAC | $1 | — | $1 | 0.00% |
| ARTHUR YOUNG LATHAM3 | 605 TUCKER XING BRANDON, MS 39042 | AFLAC | $233 | — | $233 | 4.38% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $65 | — | $65 | 1.22% |
| BARBARA CAMPBELL MCCORD3 | PO BOX 25 SANDHILL, MS 39161 | AFLAC | $59 | — | $59 | 1.11% |
| KRISTY L CRONIN3 | 431 SUNDIAL RD MADISON, MS 39110 | AFLAC | $57 | — | $57 | 1.07% |
| WALLACE B SANDERS JR3 | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $48 | — | $48 | 0.90% |
| WILLIAM D SIKES3 | 106 N VICTORIA AVE CLEVELAND, MS 38732 | AFLAC | $39 | — | $39 | 0.73% |
| BARBARA CAMPBELL MCCORD3 | 17278 HIGHWAY 15 SAUCIER, MS 39574 | AFLAC | $29 | — | $29 | 0.55% |
| NEIL M MORGAN JR3 | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $25 | — | $25 | 0.47% |
| KELLIE ANGLIN ZIMMERMAN3 | 1115 BENBROOK DR MADISON, MS 39110 | AFLAC | $11 | — | $11 | 0.21% |
| EILEEN SANCHEZ MEDINA3 | 6100 SW 44TH TER MIAMI, FL 33155 | AFLAC | $9 | — | $9 | 0.17% |
| WILLIAM A BRIGGS3 | 1731 GAY THOMPSON RD RAMER, TN 38367 | AFLAC | $8 | — | $8 | 0.15% |
| MARIA C ORTIZ3 | 7400 SW 50TH TER STE 300 MIAMI, FL 33155 | AFLAC | $7 | — | $7 | 0.13% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $5 | — | $5 | 0.09% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $4 | — | $4 | 0.08% |
| MARTA M SASTRE3 | 1214 COLUMBUS BLVD CORAL GABLES, FL 33134 | AFLAC | $4 | — | $4 | 0.08% |
| MINDY G SPURR3 | 257 NORTHBAY DR MADISON, MS 39110 | AFLAC | $4 | — | $4 | 0.08% |
| ROBERT T GRIFFIN3 | 5133 CANTON HEIGHTS DR JACKSON, MS 39211 | AFLAC | $3 | — | $3 | 0.06% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $2 | — | $2 | 0.04% |
| D AND V BUTLER INC3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $2 | — | $2 | 0.04% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $2 | — | $2 | 0.04% |
| J DAVID BUTLER3 | 404 A W PARKWAY PLACE RIDGELAND, MS 39157 | AFLAC | $1 | — | $1 | 0.02% |
| THE WILLIAM MORRIS GROUP PA3 | HIGHLAND BLUFF SOUTH STE 240 JACKSON, MS 39211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $96 | — | $96 | 3.26% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES MICHAEL EMIDY | PO BOX 2021 RIDGELAND, MS 39158 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $90 | $4 | $94 | 3.19% |
| GARLAND INSURANCE INC3 | 6254 WATERFORD DRIVE JACKSON, MS 39211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $75 | — | $75 | 2.55% |
| VIRGINIA W LAVENDER3 | 1915 BARNES RD CANTON, MS 39046 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | $15 | $32 | 1.09% |
| ROBBINS RESEARCH AND PLANNING INC3 | 11012 COVINGTON WAY OXFORD, MS 39208 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | $8 | $30 | 1.02% |
| SEHC BENEFITS LLC3 | 211 SAWBRIDGE DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | $4 | $23 | 0.78% |
| BENEFIT CONSULTANTS INC3 Filed as: BENEFIT CONSULTANTS PA | 407 WINDSOR DRIVE CLINTON, MS 39056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | $2 | $15 | 0.51% |
| COWLEY INSURANCE SERVICES INC3 Filed as: COWLEY INSURANCE SERVICES, INC. | 1781 SUMMERLAKE DR TUPELO, MS 38801 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | $1 | $7 | 0.24% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS AND YERGER INSURANCE INC | PO BOX 1139 JACKSON, MS 39215 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.14% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: FISHER BROWN BOTTRELL INSURANCE INC | PO BOX 1490 JACKSON, MS 39215 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.14% |
| THOMAS A TURNER IV INSURANCE LLC3 | 909 BAY RIDGE DR. JACKSON, MS 39211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.10% |
| HOLLINGSWORTH BENEFITS SOLUTIONS3 | 2 WIGEON RAYMOND, MS 39154 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $1 | $3 | 0.10% |
| J MICHAEL NORRIS INC3 | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 381 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 381 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 381 | $354K |
| Vision(4 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 381 | $453K |
| Life insurance(5 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 381 | $456K |
| Short-term disability(3 contracts) | AFLAC | 72 | $99K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 381 | $354K |
| Other(4 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 381 | $453K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 381 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.