| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 114 WEST WALNUT STREET KOKOMO, IN 46901 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $51K | — | $51K | 12.22% |
| ARTHUR YOUNG LATHAM3 | 605 TUCKER XING BRANDON, MS 39042 | AFLAC | $3K | $134 | $3K | 7.59% |
| MINDY G SPURR3 | 257 NORTHBAY DR MADISON, MS 39110 | AFLAC | $508 | $31 | $539 | 1.21% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $415 | — | $415 | 0.93% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $375 | $31 | $406 | 0.91% |
| KRISTY L CRONIN3 | 431 SUNDIAL RD MADISON, MS 39110 | AFLAC | $342 | — | $342 | 0.77% |
| ALISON HINTON DAVIS3 | 415 GLENDALE PL BRANDON, MS 39047 | AFLAC | $222 | — | $222 | 0.50% |
| JEREMIAH TROY TALTON3 | 172 BIENVILLE DR MADISON, MS 39110 | AFLAC | $210 | — | $210 | 0.47% |
| WILLIAM D SIKES3 | PO BOX 1628 CLEVELAND, MS 38732 | AFLAC | $151 | — | $151 | 0.34% |
| OLIVIA CHEEKS-GRIFFITHS3 | PO BOX 59638 JACKSON, MS 39284 | AFLAC | $121 | — | $121 | 0.27% |
| KELLIE ANGLIN ZIMMERMAN3 | 1021 HIGHWAY 433 S BENTONIA, MS 39040 | AFLAC | $108 | — | $108 | 0.24% |
| BARBARA CAMPBELL MCCORD3 | 911 ARBOR STATION DRIVE LONG BEACH, MS 39560 | AFLAC | $77 | — | $77 | 0.17% |
| LISA PRATER3 | 1324 ADKINS BLVD JACKSON, MS 39211 | AFLAC | $48 | — | $48 | 0.11% |
| WALLACE B SANDERS JR3 | 14 NORTHTOWN DR STE 202 JACKSON, MS 39211 | AFLAC | $43 | — | $43 | 0.10% |
| JAMES H KING3 Filed as: JAMES KEITH HEFLIN | 1852 AUGUST BND MADISON, MS 39110 | AFLAC | $32 | — | $32 | 0.07% |
| RANDALL D LADNER3 | 6 GREENBRIAR DRIVE GULFPORT, MS 39507 | AFLAC | $29 | — | $29 | 0.07% |
| PAUL M MILLETTE3 | 589 NORTHPARK DRIVE SUITE A RIDGELAND, MS 39157 | AFLAC | $24 | — | $24 | 0.05% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $20 | — | $20 | 0.04% |
| JOSEPH ARTHUR STENNETT3 | PO BOX 1444 BOONEVILLE, MS 38829 | AFLAC | $14 | — | $14 | 0.03% |
| GREGORY J WEEKS3 | 730 AVIGNON DR STE 101 RIDGELAND, MS 39157 | AFLAC | $9 | — | $9 | 0.02% |
| LAUREN S GREENE3 | 436D COUNTY ROAD 57 DENNIS, MS 38838 | AFLAC | $8 | — | $8 | 0.02% |
| CHRISTY W FISHER3 | 75 COUNTY ROAD 7461 BALDWYN, MS 38824 | AFLAC | $7 | — | $7 | 0.02% |
| D P SMITH3 | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $7 | — | $7 | 0.02% |
| VICKI M BUTLER3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $6 | — | $6 | 0.01% |
| SANDRA K BASS VAVRUNEK3 | PO BOX 236 MOOREVILLE, MS 38857 | AFLAC | $4 | — | $4 | 0.01% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 202 DUBLIN CT BRANDON, MS 39047 | AFLAC | $4 | — | $4 | 0.01% |
| JOSHUA L CLINE3 | 148 HUNTER TRL FLORENCE, MS 39073 | AFLAC | $3 | — | $3 | 0.01% |
| ANGIE WHITENTON3 | 3136 CAROLINA RD NETTLETON, MS 38858 | AFLAC | $2 | — | $2 | 0.00% |
| DAWN T SUCHECKI3 | 225 S WATER STREET WILMINGTON, NC 28401 | AFLAC | $1 | — | $1 | 0.00% |
| JOSHUA L CLINE3 | 120 GREENVIEW PL SUITE 3 RICHLAND, MO 39218 | AFLAC | $1 | — | $1 | 0.00% |
| MCDONALD PLUMMER III3 | 2934 FLEETWOOD DRIVE COLUMBUS, GA 31906 | AFLAC | $1 | — | $1 | 0.00% |
| ARTHUR YOUNG LATHAM3 | 605 TUCKER XING BRANDON, MS 39042 | AFLAC | $3K | $54 | $3K | 9.44% |
| MINDY G SPURR3 | 257 NORTHBAY DR MADISON, MS 39110 | AFLAC | $441 | $13 | $454 | 1.57% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $423 | $13 | $436 | 1.51% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DRIVE MADISON, MS 39110 | AFLAC | $239 | — | $239 | 0.83% |
| ALISON HINTON DAVIS3 | 415 GLENDALE PL BRANDON, MS 39047 | AFLAC | $157 | — | $157 | 0.54% |
| KRISTY L CRONIN3 | 431 SUNDIAL RD MADISON, MS 39110 | AFLAC | $113 | — | $113 | 0.39% |
| WILLIAM D SIKES3 | PO BOX 1628 CLEVELAND, MS 38732 | AFLAC | $113 | — | $113 | 0.39% |
| JEREMIAH TROY TALTON3 | 172 BIENVILLE DR MADISON, MS 39110 | AFLAC | $108 | — | $108 | 0.37% |
| KELLIE ANGLIN ZIMMERMAN3 | 1021 HIGHWAY 433 S BENTONIA, MS 39040 | AFLAC | $55 | — | $55 | 0.19% |
| OLIVIA CHEEKS-GRIFFITHS3 | PO BOX 59638 JACKSON, MS 39284 | AFLAC | $41 | — | $41 | 0.14% |
| JAMES H KING3 Filed as: JAMES KEITH HEFLIN | 1852 AUGUST BND MADISON, MS 39110 | AFLAC | $37 | — | $37 | 0.13% |
| RENESHIA S HOBSON3 | 100 WINTERBURY DR MADISON, MS 39110 | AFLAC | $24 | — | $24 | 0.08% |
| LISA PRATER3 Filed as: LISA S PRATER | 1324 ADKINS BLVD JACKSON, MS 39211 | AFLAC | $17 | — | $17 | 0.06% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $15 | — | $15 | 0.05% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $12 | — | $12 | 0.04% |
| ANNA K STEWART3 | 105 PINETRAIL PL MADISON, MS 39110 | AFLAC | $7 | — | $7 | 0.02% |
| CONNIE MAYFIELD3 Filed as: CONNIE E MAYFIELD | PO BOX 671 MADISON, MS 39130 | AFLAC | $3 | — | $3 | 0.01% |
| BARBARA CAMPBELL MCCORD3 | 911 ARBOR STATION DRIVE LONG BEACH, MS 39560 | AFLAC | $2 | — | $2 | 0.01% |
| JOSHUA L CLINE3 | 148 HUNTER TRL FLORENCE, MS 39073 | AFLAC | $2 | — | $2 | 0.01% |
| WALLACE B SANDERS JR3 | 14 NORTHTOWN DR STE 202 JACKSON, MS 39211 | AFLAC | $1 | — | $1 | 0.00% |
| D P SMITH3 | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $1 | — | $1 | 0.00% |
| JOSHUA L CLINE3 | 120 GREENVIEW PL STE 3 RICHLAND, MS 39218 | AFLAC | $1 | — | $1 | 0.00% |
| VICKI M BUTLER3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $1 | — | $1 | 0.00% |
| ARTHUR YOUNG LATHAM3 | 605 TUCKER XING BRANDON, MS 39042 | AFLAC | $644 | $11 | $655 | 7.75% |
| BARBARA CAMPBELL MCCORD3 | 911 ARBOR STATION DR LONG BEACH, MS 39560 | AFLAC | $192 | — | $192 | 2.27% |
| WALLACE B SANDERS JR3 | 14 NORTHTOWN DR STE 202 JACKSON, MS 39211 | AFLAC | $104 | — | $104 | 1.23% |
| MINDY G SPURR3 | 257 NORTHBAY DR MADISON, MS 39110 | AFLAC | $91 | $3 | $94 | 1.11% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $68 | — | $68 | 0.80% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $59 | $3 | $62 | 0.73% |
| KRISTY L CRONIN3 | 431 SUNDIAL RD MADISON, MS 39110 | AFLAC | $56 | — | $56 | 0.66% |
| NEIL M MORGAN JR3 | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $55 | — | $55 | 0.65% |
| WILLIAM D SIKES3 | PO BOX 1628 CLEVELAND, MS 38732 | AFLAC | $42 | — | $42 | 0.50% |
| KELLIE ANGLIN ZIMMERMAN3 | 1021 HIGHWAY 433 S BENTONIA, MS 39040 | AFLAC | $18 | — | $18 | 0.21% |
| WILLIAM A BRIGGS3 | 1731 GAY THOMPSON RD RAMER, TN 38367 | AFLAC | $17 | — | $17 | 0.20% |
| EILEEN SANCHEZ MEDINA3 | 6100 SW 44TH TER MIAMI, FL 33155 | AFLAC | $10 | — | $10 | 0.12% |
| MARIA C ORTIZ3 | 7400 SW 50TH TER STE 300 MIAMI, FL 33155 | AFLAC | $8 | — | $8 | 0.09% |
| ROBERT T GRIFFIN3 | 5133 CANTON HEIGHTS DR JACKSON, MS 39211 | AFLAC | $6 | — | $6 | 0.07% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $5 | — | $5 | 0.06% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $5 | — | $5 | 0.06% |
| MARTA M SASTRE3 | 1214 COLUMBUS BLVD CORAL GABLES, FL 33134 | AFLAC | $4 | — | $4 | 0.05% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 202 DUBLIN CT BRANDON, MS 39047 | AFLAC | $1 | — | $1 | 0.01% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS AND YERGER INSURANCE INC | PO BOX 1139 JACKSON, MS 39215 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 1.39% |
| ROBBINS RESEARCH AND PLANNING INC3 | 11012 COVINGTON WAY OXFORD, MS 39208 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 1.04% |
| J MICHAEL NORRIS INC3 | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 478 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 480 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 480 | $417K |
| Vision(4 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 480 | $499K |
| Life insurance(5 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 480 | $500K |
| Short-term disability(3 contracts) | AFLAC | 53 | $82K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 480 | $417K |
| Other(5 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 480 | $507K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 480 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.