| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | ONE INDEPENDENCE PLAZA SUITE 800 BIRMINGHAM, AP 35209 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $42K | — | $42K | 11.92% |
| ARTHUR YOUNG LATHAM3 | 605 TUCKER XING BRANDON, MS 39042 | AFLAC | $3K | $128 | $4K | 7.95% |
| MINDY G SPURR3 | 257 NORTHBAY DR MADISON, MS 39110 | AFLAC | $468 | $44 | $512 | 1.13% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $429 | — | $429 | 0.94% |
| KRISTY L CRONIN3 | 431 SUNDIAL RD MADISON, MS 39110 | AFLAC | $390 | — | $390 | 0.86% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $348 | — | $348 | 0.77% |
| JEREMIAH TROY TALTON3 | 172 BIENVILLE DR MADISON, MS 39110 | AFLAC | $259 | $44 | $303 | 0.67% |
| ALISON HINTON DAVIS3 | 415 GLENDALE PL BRANDON, MS 39047 | AFLAC | $286 | — | $286 | 0.63% |
| OLIVIA CHEEKS-GRIFFITHS3 | PO BOX 59638 JACKSON, MS 39284 | AFLAC | $165 | $63 | $228 | 0.50% |
| WILLIAM D SIKES3 | PO BOX 1628 CLEVELAND, MS 38732 | AFLAC | $118 | — | $118 | 0.26% |
| BARBARA CAMPBELL MCCORD3 | 1525 E PASS RD APT 818 GULFPORT, MS 39507 | AFLAC | $71 | — | $71 | 0.16% |
| KELLIE ANGLIN ZIMMERMAN3 | 1021 HIGHWAY 433 S BENTONIA, MS 39040 | AFLAC | $71 | — | $71 | 0.16% |
| LISA PRATER3 | 1324 ADKINS BLVD JACKSON, MS 39211 | AFLAC | $52 | — | $52 | 0.11% |
| JAMES H KING3 Filed as: JAMES KEITH HEFLIN | 1852 AUGUST BND MADISON, MS 39110 | AFLAC | $36 | — | $36 | 0.08% |
| JULIE J TULLOS3 | PO BOX 12614 JACKSON, MS 39236 | AFLAC | $33 | — | $33 | 0.07% |
| KELLIE ANGLIN ZIMMERMAN3 | 1115 BENBROOK DR MADISON, MS 39110 | AFLAC | $31 | — | $31 | 0.07% |
| RANDALL D LADNER3 | 6 GREENBRIAR DRIVE GULFPORT, MS 39507 | AFLAC | $31 | — | $31 | 0.07% |
| WALLACE B SANDERS JR3 | 14 NORTHTOWN DR STE 202 JACKSON, MS 39211 | AFLAC | $28 | — | $28 | 0.06% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $20 | — | $20 | 0.04% |
| JOSEPH ARTHUR STENNETT3 | PO BOX 1444 BOONEVILLE, MS 38829 | AFLAC | $12 | — | $12 | 0.03% |
| WALLACE B SANDERS JR3 Filed as: WALLACE SANDERS JR | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $11 | — | $11 | 0.02% |
| LAUREN S GREENE3 | 436D COUNTY ROAD 57 DENNIS, MS 38838 | AFLAC | $8 | — | $8 | 0.02% |
| GREGORY J WEEKS3 | 730 AVIGNON DR STE 101 RIDGELAND, MS 39157 | AFLAC | $8 | — | $8 | 0.02% |
| VICKI M BUTLER3 Filed as: VICKI BUTLER | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $7 | — | $7 | 0.02% |
| CHRISTY W FISHER3 | 104 W MAIN ST BALDWYN, MS 38824 | AFLAC | $6 | — | $6 | 0.01% |
| KIMBERLY J BURNHAM3 | 3343 LANELL LN PEARL, MS 39208 | AFLAC | $5 | — | $5 | 0.01% |
| ANNELL W HALBERT3 | 656 TWELVE OAKS TRCE CANTON, MS 39046 | AFLAC | $4 | — | $4 | 0.01% |
| SANDRA K BASS VAVRUNEK3 | PO BOX 236 MOOREVILLE, MS 38857 | AFLAC | $4 | — | $4 | 0.01% |
| JOSHUA L CLINE3 | 349 BOTELER RD FLORENCE, MS 39073 | AFLAC | $4 | — | $4 | 0.01% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 202 DUBLIN CT BRANDON, MS 39047 | AFLAC | $4 | — | $4 | 0.01% |
| ROBERT K TULLOS3 | PO BOX 12614 JACKSON, MS 39236 | AFLAC | $4 | — | $4 | 0.01% |
| CHRISTIAN ANDRE LEVERN3 | 1929 SPILLWAY RD STE D BRANDON, MS 39047 | AFLAC | $3 | — | $3 | 0.01% |
| ANGIE HALL3 | 3136 CAROLINA RD NETTLETON, MS 38858 | AFLAC | $1 | — | $1 | 0.00% |
| DAWN T SUCHECKI3 | 225 S WATER STREET WILMINGTON, NC 28401 | AFLAC | $1 | — | $1 | 0.00% |
| D P SMITH3 | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $1 | — | $1 | 0.00% |
| ANGIE HALL3 | 952 ROAD 1277 NETTLETON, MS 38858 | AFLAC | $1 | — | $1 | 0.00% |
| ARTHUR YOUNG LATHAM3 | 605 TUCKER XING BRANDON, MS 39042 | AFLAC | $2K | $88 | $2K | 7.56% |
| MINDY G SPURR3 | 257 NORTHBAY DR MADISON, MS 39110 | AFLAC | $309 | $30 | $339 | 1.11% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $308 | — | $308 | 1.01% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DRIVE MADISON, MS 39110 | AFLAC | $285 | — | $285 | 0.94% |
| ALISON HINTON DAVIS3 | 415 GLENDALE PL BRANDON, MS 39047 | AFLAC | $186 | — | $186 | 0.61% |
| JEREMIAH TROY TALTON3 | 172 BIENVILLE DR MADISON, MS 39110 | AFLAC | $144 | $30 | $174 | 0.57% |
| KRISTY L CRONIN3 | 431 SUNDIAL RD MADISON, MS 39110 | AFLAC | $142 | — | $142 | 0.47% |
| WILLIAM D SIKES3 | PO BOX 1628 CLEVELAND, MS 38732 | AFLAC | $137 | — | $137 | 0.45% |
| OLIVIA CHEEKS-GRIFFITHS3 | PO BOX 59638 JACKSON, MS 39284 | AFLAC | $85 | $43 | $128 | 0.42% |
| JULIE J TULLOS3 | PO BOX 12614 JACKSON, MS 39236 | AFLAC | $121 | — | $121 | 0.40% |
| JAMES H KING3 Filed as: JAMES KEITH HEFLIN | 1852 AUGUST BND MADISON, MS 39110 | AFLAC | $36 | — | $36 | 0.12% |
| ROBERT K TULLOS3 | PO BOX 12614 JACKSON, MS 39236 | AFLAC | $33 | — | $33 | 0.11% |
| KELLIE ANGLIN ZIMMERMAN3 | 1021 HIGHWAY 433 S BENTONIA, MS 39040 | AFLAC | $32 | — | $32 | 0.11% |
| RENESHIA S HOBSON3 | 100 WINTERBURY DR MADISON, MS 39110 | AFLAC | $22 | — | $22 | 0.07% |
| BARBARA CAMPBELL MCCORD3 | 1525 E PASS RD APT 818 GULFPORT, MS 39507 | AFLAC | $20 | — | $20 | 0.07% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $17 | — | $17 | 0.06% |
| LISA PRATER3 Filed as: LISA S PRATER | 1324 ADKINS BLVD JACKSON, MS 39211 | AFLAC | $15 | — | $15 | 0.05% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $15 | — | $15 | 0.05% |
| KELLIE ANGLIN ZIMMERMAN3 | 1115 BENBROOK DR MADISON, MS 39110 | AFLAC | $12 | — | $12 | 0.04% |
| WALLACE B SANDERS JR3 | 14 NORTHTOWN DR STE 202 JACKSON, MS 39211 | AFLAC | $8 | — | $8 | 0.03% |
| D P SMITH3 | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $6 | — | $6 | 0.02% |
| ANNA K STEWART3 | 105 PINETRAIL PL MADISON, MS 39110 | AFLAC | $6 | — | $6 | 0.02% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 202 DUBLIN CT BRANDON, MS 39047 | AFLAC | $5 | — | $5 | 0.02% |
| CONNIE MAYFIELD3 Filed as: CONNIE E MAYFIELD | PO BOX 671 MADISON, MS 39130 | AFLAC | $3 | — | $3 | 0.01% |
| WALLACE B SANDERS JR3 Filed as: WALLACE B SANDERS | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $3 | — | $3 | 0.01% |
| JOSHUA L CLINE3 | 349 BOTELER RD FLORENCE, MS 39073 | AFLAC | $2 | — | $2 | 0.01% |
| VICKI M BUTLER3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $2 | — | $2 | 0.01% |
| ARTHUR YOUNG LATHAM3 | 605 TUCKER XING BRANDON, MS 39042 | AFLAC | $569 | — | $569 | 6.59% |
| BARBARA CAMPBELL MCCORD3 | 1525 E PASS RD APT 818 GULFPORT, MS 39507 | AFLAC | $192 | — | $192 | 2.22% |
| JULIE J TULLOS3 | PO BOX 12614 JACKSON, MS 39236 | AFLAC | $131 | — | $131 | 1.52% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $73 | — | $73 | 0.85% |
| MINDY G SPURR3 | 257 NORTHBAY DR MADISON, MS 39110 | AFLAC | $72 | — | $72 | 0.83% |
| WALLACE B SANDERS JR3 | 14 NORTHTOWN DR STE 202 JACKSON, MS 39211 | AFLAC | $70 | — | $70 | 0.81% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $60 | — | $60 | 0.69% |
| KRISTY L CRONIN3 | 431 SUNDIAL RD MADISON, MS 39110 | AFLAC | $56 | — | $56 | 0.65% |
| NEIL M MORGAN JR3 | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $55 | — | $55 | 0.64% |
| WILLIAM D SIKES3 | PO BOX 1628 CLEVELAND, MS 38732 | AFLAC | $42 | — | $42 | 0.49% |
| WALLACE B SANDERS JR3 Filed as: WALLACE B SANDERS | 15 NORTHTOWN DR STE C JACKSON, MS 39211 | AFLAC | $35 | — | $35 | 0.41% |
| KIMBERLY J BURNHAM3 | 3343 LANELL LN PEARL, MS 39208 | AFLAC | $21 | — | $21 | 0.24% |
| WILLIAM A BRIGGS3 | 1731 GAY THOMPSON RD RAMER, TN 38367 | AFLAC | $17 | — | $17 | 0.20% |
| ROBERT K TULLOS3 | PO BOX 12614 JACKSON, MS 39236 | AFLAC | $14 | — | $14 | 0.16% |
| CHRISTIAN ANDRE LEVERN3 | 1929 SPILLWAY RD STE D BRANDON, MS 39047 | AFLAC | $14 | — | $14 | 0.16% |
| EILEEN SANCHEZ MEDINA3 | 6100 SW 44TH TER MIAMI, FL 33155 | AFLAC | $10 | — | $10 | 0.12% |
| KELLIE ANGLIN ZIMMERMAN3 | 1021 HIGHWAY 433 S BENTONIA, MS 39040 | AFLAC | $10 | — | $10 | 0.12% |
| MARIA C ORTIZ3 | 7400 SW 50TH TER STE 300 MIAMI, FL 33155 | AFLAC | $8 | — | $8 | 0.09% |
| ROBERT T GRIFFIN3 | 5133 CANTON HEIGHTS DR JACKSON, MS 39211 | AFLAC | $6 | — | $6 | 0.07% |
| KELLIE ANGLIN ZIMMERMAN3 | 1115 BENBROOK DR MADISON, MS 39110 | AFLAC | $5 | — | $5 | 0.06% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $5 | — | $5 | 0.06% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $5 | — | $5 | 0.06% |
| MARTA M SASTRE3 | 1214 COLUMBUS BLVD CORAL GABLES, FL 33134 | AFLAC | $4 | — | $4 | 0.05% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 202 DUBLIN CT BRANDON, MS 39047 | AFLAC | $1 | — | $1 | 0.01% |
| GARLAND INSURANCE INC3 | C/O HOWARD S GARLAND ESTATE CRYSTAL SPRINGS, MS 39059 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $56 | — | $56 | 2.16% |
| THE WILLIAM MORRIS GROUP PA3 | HIGHLAND BLUFF SOUTH STE 240 JACKSON, MS 39211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | — | $27 | 1.04% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES MICHAEL EMIDY | PO BOX 2021 RIDGELAND, MS 39158 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | $1 | $23 | 0.89% |
| ROBBINS RESEARCH AND PLANNING INC3 | 11012 COVINGTON WAY OXFORD, MS 39208 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | $2 | $11 | 0.42% |
| BENEFIT CONSULTANTS INC3 Filed as: BENEFIT CONSULTANTS PA | 407 WINDSOR DRIVE CLINTON, MS 39056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.35% |
| VIRGINIA W LAVENDER3 | 1915 BARNES RD CANTON, MS 39046 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.23% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS AND YERGER INSURANCE INC | PO BOX 1139 JACKSON, MS 39215 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.19% |
| SEHC BENEFITS LLC3 | 211 SAWBRIDGE DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.15% |
| J MICHAEL NORRIS INC3 | 731 AVIGNON DR RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.08% |
| COWLEY INSURANCE SERVICES INC3 Filed as: COWLEY INSURANCE SERVICES, INC. | 1781 SUMMERLAKE DR TUPELO, MS 38801 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.04% |
| HOLLINGSWORTH BENEFITS SOLUTIONS3 | 2 WIGEON RAYMOND, MS 39154 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 433 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 4 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 437 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 431 | $353K |
| Vision(4 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 431 | $438K |
| Life insurance(5 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 431 | $441K |
| Short-term disability(3 contracts) | AFLAC | 58 | $84K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 431 | $353K |
| Other(5 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 431 | $446K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 431 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.