| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MYEBP.COM INC3 | 538 BROADHOLLOW RAOD SUITE 311 MELVILLE, NY 08109 | UNITEDHEALTHCARE INSURANCE COMPANY | $394K | — | $394K | 2.30% |
| MYEBP.COM INC3 | 538 BROADHOLLOW RAOD SUITE 311 MELVILLE, NY 11747 | METROPOLITAN LIFE INSURANCE COMPANY | $1.3M | — | $1.3M | 8.38% |
| FMA EMPLOYEE BENEFIT CONSULTANTS3 | 19 CHESTNUT LANE WOODBURY, NY 11797 | AETNA LIFE INSURANCE COMPANY | $230K | — | $230K | 3.64% |
| MYEBP.COM INC3 Filed as: MYEBP COM INC | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | METROPOLITAIN LIFE INSURANCE COMPANY | $103K | — | $103K | 12.57% |
| MYEBP.COM INC3 Filed as: MYEBP COM INC | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | METROPOLITAN LIFE INSURANCE COMPANY | $54K | — | $54K | 12.88% |
| MYEBP.COM INC3 | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $38K | — | $38K | 13.40% |
| MYEBP.COM INC3 | 538 BROADHOLLOW RAOD SUITE 311 MELVILLE, NY 11747 | SUN LIFE AND HEALTH INSURANCE COMPANY | $970 | — | $970 | 6.86% |
| ALAN COOPERBERG3 | 2003 N OCEAN BOULEVARD APT 702 BOCA RATON, FL 33431 | SUN LIFE AND HEALTH INSURANCE COMPANY | $22 | — | $22 | 0.16% |
| MYEBP.COM INC3 Filed as: MYEBP COM INC | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | SAFEGUARD HEALTH PLANS INC., A FLORIDA CORPORATION | $710 | — | $710 | 11.73% |
| MYEBP.COM INC3 Filed as: MYEBP COM INC | 538 BORADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | SAFEGUARD HEALTH PLANS INC., A CALIFORNIA CORPORATION | $241 | — | $241 | 11.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 22,084 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 22,084 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 23,788 | $182.7M |
| Dental(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 21,109 | $15.4M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 22,084 | $17.1M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 21,109 | $15.4M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 21,109 | $15.4M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 21,109 | $15.4M |
| Prescription drug(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 23,788 | $164.3M |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 21,109 | $16.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 23,788 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.