| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MYEBP.COM INC3 | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | OXFORD HEALTH INSURANCE, INC. | $1.9M | — | $1.9M | 2.16% |
| CARECONNECT INSURANCE AGENCY INC3 | 2200 NORTHERN BOULEVARD EAST HILLS, NY 11548 | OXFORD HEALTH INSURANCE, INC. | — | $4K | $4K | 0.00% |
| FNA INSURANCE SERVICES INC3 | 1000 WOODBURY ROAD SUITE 403 4TH FLOOR WOODBURY, NY 11797 | OXFORD HEALTH INSURANCE, INC. | -$189K | — | -$189K | -0.22% |
| MYEBP.COM INC3 Filed as: MYEBP COM INC | 538 BROADHOLLOW RAOD SUITE 311 MELVILLE, NY 11747 | METROPOLITAN LIFE INSURANCE COMPANY | $831K | — | $831K | 10.86% |
| MYEBP.COM INC3 | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | EMBLEM HEALTH | $139K | — | $139K | 3.96% |
| MYEBP.COM INC3 | 538 BROADHOLLOW RAOD SUITE 311 MELVILLE, NY 11747 | UNITEDHEALTHCARE INSURANCE COMPANY | $73K | — | $73K | 3.89% |
| FNA INSURANCE SERVICES INC3 | 1000 WOODBURY ROAD SUITE 403, 4TH FLOOR WOODBURY, NY 11797 | UNITEDHEALTHCARE INSURANCE COMPANY | -$27 | — | -$27 | -0.00% |
| MYEBP.COM INC3 | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | — | $17K | 6.50% |
| MYEBP.COM INC3 | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | METROPOLITAIN LIFE INSURANCE COMPANY | $10K | — | $10K | 6.57% |
| MYEBP.COM INC3 | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $14K | — | $14K | 10.73% |
| FNA INSURANCE SERVICES INC3 Filed as: FNA INSURANCE SERVICES | 100 SUNNYSIDE BOULEVARD WOODBURY, NY 11797 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | -$697 | — | -$697 | -0.52% |
| MYEBP.COM INC3 | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | UNION SECURITY LIFE INSURANCE COMPANY OF NEW YORK | $1K | — | $1K | 8.83% |
| FNA INSURANCE SERVICES INC3 | 100 WOODBURY ROD WOODBURY, NY 11797 | UNION SECURITY LIFE INSURANCE COMPANY OF NEW YORK | $201 | — | $201 | 1.27% |
| MYEBP.COM INC3 | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | UNION SECURITY DENTAL CARE OF NEW JERSEY, INC. | $133 | — | $133 | 4.59% |
| FNA INSURANCE SERVICES INC3 | 100 WOODBURY ROAD WOODBURY, NY 11797 | UNION SECURITY DENTAL CARE OF NEW JERSEY, INC. | $20 | — | $20 | 0.69% |
| MYEBP.COM INC3 Filed as: MYEBP COM INC | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | SAFEGUARD HEALTH PLANS INC., A FLORIDA CORPORATION | $33 | — | $33 | 3.91% |
| FNA INSURANCE SERVICES INC3 | 100 WOODBURY ROAD WOODBURY, NY 11797 | UDC DENTAL OF CALIFORNIA, INC. | $9 | — | $9 | 1.66% |
| MYEBP.COM INC3 | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | UNION SECURITY INSURANCE COMPANY | $76 | — | $76 | 45.78% |
| FNA INSURANCE SERVICES INC3 | 100 WOODBURY ROAD WOODBURY, NY 11797 | UNION SECURITY INSURANCE COMPANY | $25 | — | $25 | 15.06% |
| MYEBP.COM INC3 Filed as: MYEBP COM INC | 538 BORADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | SAFEGUARD HEALTH PLANS INC., A CALIFORNIA CORPORATION | $10K | — | $10K | 35918.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 12,120 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 458 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 12,578 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 5 carriers) | OXFORD HEALTH INSURANCE, INC. | 12,120 | $91.8M |
| Dental(7 contracts, 7 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 14,087 | $7.7M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 10,455 | $1.9M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 14,087 | $7.7M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 14,087 | $7.7M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 14,087 | $7.7M |
| Prescription drug(2 contracts, 2 carriers) | OXFORD HEALTH INSURANCE, INC. | 12,120 | $89.6M |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 14,087 | $8.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,087 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.