| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FNA INSURANCE SERVICES INC3 | 1000 WOODBURY ROAD SUITE 403 4TH FLOOR WOODBURY, NY 11797 | OXFORD HEALTH INSURANCE, INC. | $1.3M | — | $1.3M | 1.82% |
| MYEBP.COM INC3 | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | OXFORD HEALTH INSURANCE, INC. | $123K | — | $123K | 0.17% |
| CARECONNECT INSURANCE AGENCY INC3 | 2200 NORTHERN BOULEVARD EAST HILLS, NY 11548 | OXFORD HEALTH INSURANCE, INC. | — | $10K | $10K | 0.01% |
| FNA INSURANCE SERVICES INC3 | 1000 WOODBURY ROAD SUITE 403 WOODBURY, NY 11797 | METROPOLITAN LIFE INSURANCE COMPANY | $642K | — | $642K | 10.94% |
| MYEBP.COM INC3 Filed as: MYEBP COM INC | 538 BROADHOLLOW RAOD SUITE 311 MELVILLE, NY 11747 | METROPOLITAN LIFE INSURANCE COMPANY | $85K | — | $85K | 1.45% |
| FNA INSURANCE SERVICES INC3 | 1000 WOODBURY ROAD SUITE 403 WOODBURY, NY 11797 | CARECONNECT INSURANCE COMPANY INC | $48K | $18K | $66K | 5.45% |
| ALAN COOPERBERG3 | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | CARECONNECT INSURANCE COMPANY INC | $7K | — | $7K | 0.55% |
| FNA INSURANCE SERVICES INC3 | 1000 WOODBURY ROAD SUITE 403 WOODBURY, NY 11797 | CARECONNECT INSURANCE COMPANY INC | $46K | $18K | $64K | 5.40% |
| ALAN COOPERBERG3 | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | CARECONNECT INSURANCE COMPANY INC | $7K | — | $7K | 0.60% |
| FNA INSURANCE SERVICES INC3 | 1000 WOODBURY ROAD SUITE 403 4TH FLOOR WOODBURY, NY 11797 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 1.49% |
| MYEBP.COM INC3 | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | UNITEDHEALTHCARE INSURANCE COMPANY | $725 | — | $725 | 0.15% |
| FNA INSURANCE SERVICES INC3 | 1000 WOODBURY ROAD SUITE 403 WOODBURY, NY 11797 | CARECONNECT INSURANCE COMPANY INC | $16K | $7K | $23K | 4.98% |
| ALAN COOPERBERG3 | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | CARECONNECT INSURANCE COMPANY INC | $5K | — | $5K | 1.02% |
| FNA INSURANCE SERVICES INC3 | 1000 WOODBURY ROAD SUITE 403, 4TH FLOOR WOODBURY, NY 11797 | UNITEDHEALTHCARE INSURANCE COMPANY | $32K | — | $32K | 9.03% |
| MYEBP.COM INC3 | 538 BROADHOLLOW RAOD SUITE 311 MELVILLE, NY 11747 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.83% |
| FNA INSURANCE SERVICES INC3 Filed as: FNA INSURANCE SERVICES | 100 SUNNYSIDE BOULEVARD WOODBURY, NY 11797 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $8K | — | $8K | 13.16% |
| FNA INSURANCE SERVICES INC3 | 100 WOODBURY ROD WOODBURY, NY 11797 | UNION SECURITY LIFE INSURANCE COMPANY OF NEW YORK | $1K | — | $1K | 10.00% |
| FNA INSURANCE SERVICES INC3 | 100 WOODBURY ROAD WOODBURY, NY 11797 | UNION SECURITY DENTAL CARE OF NEW JERSEY, INC. | $173 | — | $173 | 6.78% |
| FNA INSURANCE SERVICES INC3 | 1000 WOODBURY ROAD SUITE 403 WOODBURY, NY 11797 | SAFEGUARD HEALTH PLANS INC., A FLORIDA CORPORATION | $88 | — | $88 | 15.91% |
| MYEBP.COM INC3 | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | SAFEGUARD HEALTH PLANS INC., A FLORIDA CORPORATION | $15 | — | $15 | 2.71% |
| FNA INSURANCE SERVICES INC3 | 1000 WOODBURY ROAD SUITE 403 WOODBURY, NY 11797 | SAFEGUARD HEALTH PLANS INC., A CALIFORNIA CORPORATION | $77 | — | $77 | 15.01% |
| MYEBP.COM INC3 | 538 BORADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | SAFEGUARD HEALTH PLANS INC., A CALIFORNIA CORPORATION | $20 | — | $20 | 3.90% |
| FNA INSURANCE SERVICES INC3 | 100 WOODBURY ROAD WOODBURY, NY 11797 | UDC DENTAL OF CALIFORNIA, INC. | $49 | — | $49 | 10.06% |
| FNA INSURANCE SERVICES INC3 | 100 WOODBURY ROAD WOODBURY, NY 11797 | UNION SECURITY INSURANCE COMPANY | $97 | — | $97 | 63.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,100 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,100 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 3 carriers) | OXFORD HEALTH INSURANCE, INC. | 10,293 | $77.3M |
| Dental(7 contracts, 7 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 16,415 | $5.9M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 4,532 | $349K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 16,415 | $5.9M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 16,415 | $5.9M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 16,415 | $5.9M |
| Prescription drug | OXFORD HEALTH INSURANCE, INC. | 10,293 | $74.0M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 16,415 | $5.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 16,415 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.