| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MYEBP.COM INC3 | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | EMBLEM HEALTH | $471K | — | $471K | 4.03% |
| MYEBP.COM INC3 | 538 BROADHOLLOW RAOD SUITE 311 MELVILLE, NY 11747 | METROPOLITAN LIFE INSURANCE COMPANY | $1.2M | — | $1.2M | 11.71% |
| GREATER METRO AGENCY INC3 | 1000 WOODBURY ROAD SUITE 403 WOODBURY, NY 11797 | METROPOLITAN LIFE INSURANCE COMPANY | — | $334 | $334 | 0.00% |
| MYEBP.COM INC3 | 538 BROADHOLLOW RAOD SUITE 311 MELVILLE, NY 11747 | UNITEDHEALTHCARE INSURANCE COMPANY | $193K | — | $193K | 2.39% |
| MYEBP.COM INC3 | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | METROPOLITAIN LIFE INSURANCE COMPANY | $35K | — | $35K | 5.94% |
| MYEBP.COM INC3 | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $30K | — | $30K | 15.56% |
| MYEBP.COM INC3 | 538 BROADHOLLOW RAOD SUITE 311 MELVILLE, NY 11747 | SUN LIFE AND HEALTH INSURANCE COMPANY | $1K | — | $1K | 5.05% |
| ALAN COOPERBERG3 | 2003 N OCEAN BOULEVARD APT 702 BOCA RATON, FL 33431 | SUN LIFE AND HEALTH INSURANCE COMPANY | $30 | — | $30 | 0.11% |
| MYEBP.COM INC3 Filed as: MYEBP COM INC | 538 BROADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | SAFEGUARD HEALTH PLANS INC., A FLORIDA CORPORATION | $923 | — | $923 | 16.73% |
| GREATER METRO AGENCY INC3 | 1000 WOODBURY ROAD SUITE 403 WOODBURY, NY 11797 | SAFEGUARD HEALTH PLANS INC., A FLORIDA CORPORATION | — | $8 | $8 | 0.14% |
| MYEBP.COM INC3 | 538 BORADHOLLOW ROAD SUITE 311 MELVILLE, NY 11747 | SAFEGUARD HEALTH PLANS INC., A CALIFORNIA CORPORATION | $122 | — | $122 | 15.95% |
| GREATER METRO AGENCY INC3 | 1000 WOODBURY ROAD SUITE 403 WOODBURY, NY 11797 | SAFEGUARD HEALTH PLANS INC., A CALIFORNIA CORPORATION | — | $5 | $5 | 0.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 14,780 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 279 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 15,059 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 19,626 | $150.4M |
| Dental(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 20,736 | $10.6M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 19,626 | $8.0M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 20,736 | $10.6M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 20,736 | $10.6M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 20,736 | $10.6M |
| Prescription drug(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 19,068 | $141.8M |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 20,736 | $11.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 20,736 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.