| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FNA INSURANCE SERVICES INC3 | 1000 WOODBURY ROAD SUITE 403 4TH FLOOR WOODBURY, NY 11797 | OXFORD HEALTH INSURANCE, INC. | $1.7M | — | $1.7M | 2.95% |
| FNA INSURANCE SERVICES INC3 | 100 SUNNYSIDE BOULEVARD WOODBURY, NY 11797 | METROPOLITAN LIFE INSURANCE COMPANY | $377K | $13K | $390K | 10.37% |
| FNA INSURANCE SERVICES INC3 | 1000 WOODBURY ROAD SUITE 403 WOODBURY, NY 11797 | CARECONNECT INSURANCE COMPANY INC | $29K | $12K | $41K | 7.52% |
| FNA INSURANCE SERVICES INC3 | 1000 WOODBURY ROAD SUITE 403 WOODBURY, NY 11797 | CARECONNECT INSURANCE COMPANY INC | $29K | $10K | $39K | 9.46% |
| FNA INSURANCE SERVICES INC3 | 1000 WOODBURY ROAD SUITE 403, 4TH FLOOR WOODBURY, NY 11797 | UNITEDHEALTHCARE INSURANCE COMPANY | $21K | — | $21K | 9.12% |
| FNA INSURANCE SERVICES INC3 | 1000 WOODBURY ROAD SUITE 403 WOODBURY, NY 11797 | CARECONNECT INSURANCE COMPANY INC | $9K | $3K | $12K | 7.08% |
| FNA INSURANCE SERVICES INC3 | 100 WOODBURY ROD WOODBURY, NY 11797 | UNION SECURITY LIFE INSURANCE COMPANY OF NEW YORK | $3K | — | $3K | 10.00% |
| FNA INSURANCE SERVICES INC3 | 100 WOODBURY ROAD WOODBURY, NY 11797 | UNION SECURITY DENTAL CARE OF NEW JERSEY, INC. | $182 | — | $182 | 5.75% |
| FNA INSURANCE SERVICES INC3 | 100 WOODBURY ROAD WOODBURY, NY 11797 | UDC DENTAL OF CALIFORNIA, INC. | $98 | — | $98 | 9.95% |
| FNA INSURANCE SERVICES INC3 | 100 WOODBURY ROAD WOODBURY, NY 11797 | UNION SECURITY INSURANCE COMPANY | $241 | — | $241 | 26.93% |
| FNA INSURANCE SERVICES INC3 | 100 SUNNYSIDE BOULEVARD WOODBURY, NY 11797 | SAFEGUARD HEALTH PLANS INC., A FLORIDA CORPORATION | $132 | $2 | $134 | 17.43% |
| FNA INSURANCE SERVICES INC3 | 100 WOODBURY ROAD WOODBURY ROAD, NY 11797 | UNITED DENTAL CARE OF MISSOURI INC | $17 | — | $17 | 2.91% |
| FNA INSURANCE SERVICES INC3 | 100 SUNNYSIDE BOULEVARD WOODBURY, NY 11797 | SAFEGUARD HEALTH PLANS INC., A CALIFORNIA CORPORATION | $21 | $1 | $22 | 17.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,656 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 189 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,845 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | OXFORD HEALTH INSURANCE, INC. | 9,035 | $59.6M |
| Dental(8 contracts, 8 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 12,217 | $3.8M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 3,107 | $235K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 12,217 | $3.8M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 12,217 | $3.8M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 12,217 | $3.8M |
| Prescription drug | OXFORD HEALTH INSURANCE, INC. | 9,035 | $58.4M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 12,217 | $3.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,217 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.