| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC OF NEW JERSEY | — | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | $193K | — | $193K | 1.20% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | DELTA DENTAL | $37K | — | $37K | 3.96% |
| WEST RIDGE INSURANCE AGENCY, INC.3 Filed as: WEST RIDGE INS. AGENCY INC. | 155 FEDERAL STREET SUITE 1500 BOSTON, MA 02110 | STANDARD INSURANCE COMPANY | $62K | — | $62K | 6.88% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN | 155 FEDERAL STREET SUITE 1500 BOSTON, MA 02110 | STANDARD INSURANCE COMPANY | $10K | — | $10K | 1.09% |
| WEST RIDGE INSURANCE AGENCY, INC.3 Filed as: WEST RIDGE INS. AGENCY INC. | 155 FEDERAL STREET SUITE 1500 BOSTON, MA 02110 | STANDARD INSURANCE COMPANY | $98K | — | $98K | 12.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS | 155 FEDERAL STREET SUITE 1500 BOSTON, MA 02110 | STANDARD INSURANCE COMPANY | $16K | — | $16K | 2.01% |
| AON CONSULTING INC Filed as: AON CONSULTING, INC.-IL | 29840 NETWORK PL CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN, INC. | $31K | — | $31K | 5.32% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN YOZELL | 155 FEDERAL STREET BOSTON, MA 02110 | STANDARD INSURANCE | $44K | — | $44K | 13.25% |
| DISABILITY INSURANCE SVCS INC3 Filed as: DISABILITY INSURANCE SERVICES | 4444 ZION AVE SUITE B SAN DIEGO, CA 92120 | STANDARD INSURANCE | $27K | $3K | $30K | 8.87% |
| AGIS NETWORK INC | 2122 KRATKY RD ST LOUIS, MO 63114 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $26K | — | $26K | 9.21% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF MASSACHUSETTS | 155 FEDERAL STREET SUITE 1500 BOSTON, MA 02110 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $26K | — | $26K | 9.21% |
| AON CONSULTING INC3 | 500 EAST PRATT STRET BALTIMORE, MD 21202 | CAREFIRST BLUECHOICE | — | $9K | $9K | 3.54% |
| MATHER & STROHL ADMIN SVC INC5 Filed as: MATHER & STROHL ADMIN | 12404 PARK CENTRAL DRIVE SUITE 400 DALLAS, TX 75251 | CAREFIRST BLUECHOICE | — | $2K | $2K | 0.81% |
| AON CONSULTING INC Filed as: AON CONSULTING, INC. -IL | 29840 NETWORK PL CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN, INC. | $9K | — | $9K | 5.03% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF MASSACHUSETTS | SUITE 1500 155 FEDERAL STREET BOSTON, MA 02110 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | — | $11K | 10.42% |
| AGIS NETWORK INC Filed as: AGIS NETWORK | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | — | $11K | 10.42% |
| AON CONSULTING INC Filed as: AON HEWITT-BOSTON, MA | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYE MED | $9K | — | $9K | 9.94% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS | SUITE 1500 155 FEDERAL STREET BOSTON, MA 02110 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 9.81% |
| AGIS NETWORK INC3 | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 9.81% |
| AON CONSULTING INC3 Filed as: AON HEWITT - BOSTON MA | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYE MED | $58 | — | $58 | 10.76% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,116 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,127 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | 1,725 | $16.3M |
| Dental | DELTA DENTAL | 1,531 | $932K |
| Vision | EYE MED | 960 | $96K |
| Life insurance | STANDARD INSURANCE COMPANY | 1,092 | $897K |
| Long-term disability | STANDARD INSURANCE COMPANY | 1,060 | $819K |
| Prescription drug | CAREFIRST BLUECHOICE | 48 | $259K |
| Other(5 contracts, 3 carriers) | STANDARD INSURANCE | 533 | $736K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,725 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.