Welfare broker

WEST RIDGE INSURANCE AGENCY, INC.

Mailing address (most recent filing)

155 FEDERAL STREET

SUITE 1100

BOSTON, MA 02110

Total comp: $772K
Commissions: $755K
Fees: $18K
Filings: 12
Sponsors: 12

Carrier mix

Where WEST RIDGE INSURANCE AGENCY, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PREFERRED HEALTH PLAN OF THE CAROLINAS50.0%
LIFE INSURANCE COMPANY OF NORTH AMERICA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PREFERRED HEALTH PLAN OF THE CAROLINAS	1	$256K	50.0%
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$2.0M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$256K	0.0%	23.86x
MA	1	$2.0M	0.0%	23.11x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WEST RIDGE INSURANCE AGENCY, INC.'s plans by broker comp / premium ratio. Median 7.46% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of WEST RIDGE INSURANCE AGENCY, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where WEST RIDGE INSURANCE AGENCY, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE BOSTON FOUNDATION THE BOSTON FOUNDATION GROUP BENEFITS PLAN	MA	$2.0M	$59K	TUFTS INSURANCE COMPANY
WAYNE INDUSTRIES, INC. WAYNE INDUSTRIES, INC. HEALTH & WELFARE	NC	$256K	$31K	PREFERRED HEALTH PLAN OF THE CAROLINAS

Carrier

Plans

Premium

PREFERRED HEALTH PLAN OF THE CAROLINAS

$256K

50.0%

LIFE INSURANCE COMPANY OF NORTH AMERICA

$2.0M

50.0%

State

Plans

Premium

State share

Index

$256K

0.0%

23.86x

$2.0M

0.0%

23.11x

Sponsor

Loc

Premium

Comp

Carrier

THE BOSTON FOUNDATION

THE BOSTON FOUNDATION GROUP BENEFITS PLAN

$2.0M

$59K

TUFTS INSURANCE COMPANY

WAYNE INDUSTRIES, INC.

WAYNE INDUSTRIES, INC. HEALTH & WELFARE

$256K

$31K

PREFERRED HEALTH PLAN OF THE CAROLINAS