| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC OF NEW JERSEY | — | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | $157K | — | $157K | 1.04% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 99 HIGH ST BOSTON, MA 02110 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | $21K | — | $21K | 0.14% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | DELTA DENTAL | $24K | — | $24K | 2.63% |
| WEST RIDGE INSURANCE AGENCY, INC.3 Filed as: WEST RIDGE INS. AGENCY INC. | 155 FEDERAL STREET SUITE 1100 BOSTON, MA 02110 | STANDARD INSURANCE COMPANY | $58K | — | $58K | 7.61% |
| WEST RIDGE INSURANCE AGENCY, INC.3 Filed as: WEST RIDGE INS. AGENCY INC. | 155 FEDERAL STREET SUITE 1100 BOSTON, MA 02110 | STANDARD INSURANCE COMPANY | $90K | — | $90K | 13.38% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN YOZELL | 155 FEDERAL STREET BOSTON, MA 02110 | STANDARD INSURANCE | $64K | — | $64K | 12.20% |
| DISABILITY INSURANCE SVCS INC3 Filed as: DISABILITY INSURANCE SERVICES | 4444 ZION AVE SUITE B SAN DIEGO, CA 92120 | STANDARD INSURANCE | $45K | — | $45K | 8.57% |
| AON CONSULTING INC Filed as: AON CONSULTING, INC.-IL | 29840 NETWORK PL CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN, INC. | $23K | — | $23K | 4.56% |
| AGIS NETWORK INC3 | 2122 KRATKY RD ST LOUIS, MO 63114 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $38K | — | $38K | 9.54% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS | 333 ELM STREET SUITE 300 DEDHAM, MA 02026 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $38K | — | $38K | 9.54% |
| AON CONSULTING INC3 | 500 EAST PRATT STRET BALTIMORE, MD 21202 | CAREFIRST BLUECHOICE | — | $9K | $9K | 2.69% |
| MATHER & STROHL ADMIN SVC INC5 Filed as: MATHER & STROHL ADMIN | 501 FAIRMONT AVENUE SUITE 400 TOWSON, MD 21284 | CAREFIRST BLUECHOICE | — | $2K | $2K | 0.59% |
| AON CONSULTING INC Filed as: AON CONSULTING, INC. -IL | 29840 NETWORK PL CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN, INC. | $9K | — | $9K | 4.97% |
| AON CONSULTING INC Filed as: AON HEWITT-BOSTON, MA | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYE MED | $9K | — | $9K | 9.89% |
| WEST RIDGE INSURANCE AGENCY, INC.3 Filed as: WEST RIDGE INSURANCE AGENCY INC | 155 FEDERAL STREET SUITE 1500 BOSTON, MA 02110 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 3.70% |
| JOHN A YOZELL3 | 155 FEDERAL STREET BOSTON, MA 02110 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $6K | — | $6K | 68.78% |
| DISABILITY INSURANCE SVCS INC3 Filed as: DISABILITY INSURANCE SERVICES INC | 4444 ZION AVE SAN DIEGO, CA 92120 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $4K | — | $4K | 43.73% |
| WEST RIDGE INSURANCE AGENCY, INC.3 Filed as: WEST RIDGE INSURANCE AGENCY INC | 155 FEDERAL STREET SUITE 1500 BOSTON, MA 02110 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $131 | — | $131 | 1.79% |
| WEST RIDGE INSURANCE AGENCY, INC.3 Filed as: WEST RIDGE INSURANCE AGENCY INC | 155 FEDERAL STREET SUITE 1500 BOSTON, MA 02110 | PROVIDENT LIFE INSURANCE COMPANY OF AMERICA | $54 | — | $54 | 1.93% |
| AON CONSULTING INC3 Filed as: AON HEWITT - BOSTON MA | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYE MED | $109 | — | $109 | 10.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,125 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,139 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | 1,727 | $15.5M |
| Dental | DELTA DENTAL | 1,505 | $915K |
| Vision | EYE MED | 892 | $86K |
| Life insurance | STANDARD INSURANCE COMPANY | 1,101 | $763K |
| Long-term disability(4 contracts, 4 carriers) | STANDARD INSURANCE COMPANY | 1,065 | $714K |
| Prescription drug | CAREFIRST BLUECHOICE | 77 | $338K |
| Other(3 contracts, 3 carriers) | STANDARD INSURANCE | 592 | $935K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,727 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.