| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 99 HIGH ST BOSTON, MA 02110 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | $237K | — | $237K | 2.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | DELTA DENTAL | $18K | — | $18K | 2.29% |
| WEST RIDGE INSURANCE AGENCY, INC.3 Filed as: WEST RIDGE INS. AGENCY INC. | 155 FEDERAL STREET SUITE 1100 BOSTON, MA 02110 | STANDARD INSURANCE COMPANY | $54K | — | $54K | 8.06% |
| WEST RIDGE INSURANCE AGENCY, INC.3 Filed as: WEST RIDGE INS. AGENCY INC. | 155 FEDERAL STREET SUITE 1100 BOSTON, MA 02110 | STANDARD INSURANCE COMPANY | $83K | — | $83K | 14.07% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN YOZELL | 175 FEDERAL ST FLOOR 12 BOSTON, MA 02110 | STANDARD INSURANCE | $58K | — | $58K | 11.27% |
| DISABILITY INSURANCE SVCS INC3 Filed as: DISABILITY INSURANCE SREVICES | 4444 ZION AVE SUITE B SAN DIEGO, CA 92120 | STANDARD INSURANCE | $47K | — | $47K | 9.10% |
| AGIS NETWORK INC3 | 2122 KRATKY RD ST LOUIS, MO 63114 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $34K | — | $34K | 10.71% |
| WEST RIDGE INSURANCE AGENCY, INC.3 Filed as: WEST RIDGE INSURANCE AGENCY INC | 155 FEDERAL STREET SUITE 1100 BOSTON, MA 02110 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $34K | — | $34K | 10.71% |
| AON CONSULTING INC Filed as: AON CONSULTING, INC.-IL | 29840 NETWORK PL CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN, INC. | $11K | — | $11K | 4.53% |
| AON CONSULTING INC Filed as: AON CONSULTING, INC. -IL | 29840 NETWORK PL CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN, INC. | $9K | — | $9K | 4.61% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | CAREFIRST BLUECHOICE | $5K | $7 | $5K | 2.55% |
| MATHER & STROHL ADMIN SVC INC5 Filed as: MATHER & STROHL ADMIN | 501 FAIRMONT AVENUE SUITE 400 TOWSON, MD 21284 | CAREFIRST BLUECHOICE | — | $2K | $2K | 1.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,020 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 18 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,038 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | 1,640 | $12.0M |
| Dental | DELTA DENTAL | 1,292 | $769K |
| Life insurance | STANDARD INSURANCE COMPANY | 974 | $667K |
| Long-term disability | STANDARD INSURANCE COMPANY | 923 | $587K |
| Prescription drug | CAREFIRST BLUECHOICE | 52 | $188K |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE | 563 | $829K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,640 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.