| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC OF NEW JERSEY | — | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | $159K | — | $159K | 0.98% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | DELTA DENTAL | $21K | — | $21K | 2.29% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN | 155 FEDERAL STREET SUITE 1500 BOSTON, MA 02110 | STANDARD INSURANCE COMPANY | $45K | — | $45K | 5.73% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NY INC | 595 STEWART AVENUE SUITE 700 NEW YORK, NY 11530 | STANDARD INSURANCE COMPANY | $21K | — | $21K | 2.65% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS | 155 FEDERAL STREET SUITE 1500 BOSTON, MA 02110 | STANDARD INSURANCE COMPANY | $88K | — | $88K | 11.93% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BOWN & BROWN OF NY INC | 595 STEWART AVENUE SUITE 700 NEW YORK, NY 11530 | STANDARD INSURANCE COMPANY | $19K | — | $19K | 2.57% |
| AON CONSULTING INC Filed as: AON CONSULTING, INC.-IL | 29840 NETWORK PL CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN, INC. | $27K | — | $27K | 4.98% |
| AON CONSULTING INC3 | 111 S. CALVERT STREET SUITE 2010 BALTIMORE, MD 21202 | CAREFIRST BLUECHOICE | — | $2K | $2K | 0.69% |
| MATHER & STROHL ADMIN SVC INC5 Filed as: MATHER & STROHL ADMIN | 12404 PARK CENTRAL DRIVE SUITE 400 DALLAS, TX 75251 | CAREFIRST BLUECHOICE | — | $2K | $2K | 0.68% |
| AGIS NETWORK INC | 2122 KRATKY RD ST LOUIS, MO 63114 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $30K | — | $30K | 10.79% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF MASSACHUSETTS | 155 FEDERAL STREET SUITE 1500 BOSTON, MA 02110 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $30K | — | $30K | 10.79% |
| AON CONSULTING INC Filed as: AON CONSULTING, INC. -IL | 29840 NETWORK PL CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN, INC. | $9K | — | $9K | 4.98% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF MASSACHUSETTS | SUITE 1500 155 FEDERAL STREET BOSTON, MA 02110 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13K | — | $13K | 10.40% |
| AGIS NETWORK INC Filed as: AGIS NETWORK | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13K | — | $13K | 10.40% |
| AON CONSULTING INC Filed as: AON HEWITT-BOSTON, MA | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYE MED | $11K | — | $11K | 10.78% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS | SUITE 1500 155 FEDERAL STREET BOSTON, MA 02110 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 10.59% |
| AGIS NETWORK INC3 | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 10.59% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,111 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 22 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS | 2,512 | $16.6M |
| Dental | DELTA DENTAL | 1,572 | $916K |
| Vision | EYE MED | 1,011 | $101K |
| Life insurance | STANDARD INSURANCE COMPANY | 1,101 | $787K |
| Long-term disability | STANDARD INSURANCE COMPANY | 1,081 | $739K |
| Prescription drug | CAREFIRST BLUECHOICE | 38 | $303K |
| Other(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 565 | $418K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,512 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.