| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY LLC | PO BOX 350 CONSHOHOCKEN, PA 19428 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC | $102K | $0 | $102K | 6.06% |
| ALLIANCE INSURANCE GROUP LLC3 Filed as: ALLIANCE INSURANCE GROUP, LLC | PO BOX 240518 MONTGOMERY, AL 36124 | HCC LIFE INSURANCE COMPANY | $100K | $0 | $100K | 8.84% |
| PALOMAR INSURANCE CORPORATION3 | 7480 HALCYON POINTE DRIVE PO BOX 240849 MONTGOMERY, AL 36117 | HCC LIFE INSURANCE COMPANY | $84K | $0 | $84K | 7.40% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY, SUITE 1950 ATLANTA, GA 30339 | HCC LIFE INSURANCE COMPANY | $52K | $0 | $52K | 4.55% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY, SUITE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $146K | $93K | $239K | 22.58% |
| PALOMAR INSURANCE CORPORATION3 | 4525 EXECUTIVE PARK DRIVE SUITE 202 MONTGOMERY, AL 36116 | AFLAC | $29K | $0 | $29K | 5.26% |
| KEITH BELICH3 Filed as: KEITH BELICH AND OTHER AGENTS | 8408 TIMBER CREEK DRIVE PIKE ROAD, AL 36064 | AFLAC | $27K | $2K | $29K | 5.24% |
| RANDY B JACKSON3 Filed as: RANDY JACKSON | PO BOX 1550 MILLBROOK, AL 36054 | AFLAC | $20K | $1K | $21K | 3.74% |
| CAROL JACKSON3 | PO BOX 1550 MILLBROOK, AL 36054 | AFLAC | $15K | $1K | $16K | 2.96% |
| T WHITMIRE3 | 102B ARDEN ROAD MONTGOMERY, AL 36109 | AFLAC | $5K | $532 | $6K | 1.03% |
| THE BLUE ORANGE SOLUTIONS, LLC3 Filed as: THE BLUE ORANGE SOLUTIONS | 2435 NORTH CENTRAL EXPRESSWAY 12TH FLOOR RICHARDSON, TX 75080 | AFLAC | $4K | $0 | $4K | 0.81% |
| HANNAH SPACKMAN3 | 705 WEST TALLASSEE STREET WETUMPKA, AL 36092 | AFLAC | $4K | $0 | $4K | 0.78% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY, SUITE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $110K | $15K | $126K | 32.96% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | SUITE 1950 ATLANTA, GA 30339 | AMERICAN UNITED LIFE INSURANCE COMPANY | $86K | $0 | $86K | 26.09% |
| PALOMAR INSURANCE CORPORATION3 | UNKNOWN MONTGOMERY, AL 36117 | AMERICAN UNITED LIFE INSURANCE COMPANY | $63K | $0 | $63K | 19.05% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS RESEARCH | SUITE 300 KIRKWOOD, MO 63122 | AMERICAN UNITED LIFE INSURANCE COMPANY | $0 | $10K | $10K | 2.92% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY SE, SUITE 1950 ATLANTA, GA 30339 | VISION SERVICE PLAN | $12K | $0 | $12K | 6.60% |
| PALOMAR INSURANCE CORPORATION3 | PO BOX 240849 MONTGOMERY, AL 36124 | VISION SERVICE PLAN | $6K | $0 | $6K | 3.40% |
| EMPLOYEE NAVIGATOR, LLC3 | 7979 OLD GEORGETOWN ROAD, SUITE 300 BETHESDA, MD 20814 | VISION SERVICE PLAN | $591 | $0 | $591 | 0.34% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY LLC | PO BOX 12748 ROANOKE, VA 24028 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | $0 | $6K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,051 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,051 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 3,462 | $20.0M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 3,462 | $20.5M |
| Vision(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC | 1,178 | $1.9M |
| Life insurance(3 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 979 | $1.4M |
| Short-term disability(3 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 979 | $1.4M |
| Long-term disability(3 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 979 | $1.4M |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 3,462 | $18.8M |
| Other(3 contracts, 3 carriers) | HCC LIFE INSURANCE COMPANY | 791 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,462 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.