| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PALOMAR INSURANCE CORPORATION Filed as: PALOMAR INS CORP | P.O. BOX DRAWER 11128 MONTGOMERY, AL 36111 | HARTFORD LIFE AND ACCIDENT | $81K | — | $81K | 6.01% |
| DIGITAL INSURANCE LLC Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | HARTFORD LIFE AND ACCIDENT | $59K | — | $59K | 4.37% |
| BENEFIT PLANNING SERVICES INC Filed as: THE BENEFIT PLANNING GROUP | 1640 POWERS FERRY GROUP BUILDING 26 STE 250 MARIETTA, GA 30067 | HARTFORD LIFE AND ACCIDENT | $44K | — | $44K | 3.28% |
| PALOMAR INSURANCE CORPORATION Filed as: PALOMAR INS CORP | 4525 EXECUTIVE PARK DRIVE SUITE 202 MONTGOMERY, AL 36116 | AFLAC | $32K | — | $32K | 5.87% |
| BETTY JEAN GAMACHE Filed as: BETTY GAMACHE | 136 CHARLESTON CT N MONTGOMERY, AL 36117 | AFLAC | $13K | $121 | $13K | 2.48% |
| KEITH BELICH | 8650 MINNIE BROWN RD STE 150 MONTGOMERY, AL 36117 | AFLAC | $10K | $917 | $11K | 1.98% |
| RANDY B JACKSON Filed as: RANDY JACKSON | P.O. BOX 1550 MILLBROOK, AL 36054 | AFLAC | $5K | $206 | $6K | 1.04% |
| LISA ABBOTT | 2430 COUNTY ROAD 19 N PRATTVILLE, AL 36067 | AFLAC | $5K | $710 | $5K | 0.96% |
| CECELIA B MARSHALL Filed as: CECELIA MARSHALL | 607 OLD CAMP DRIVE PIKE ROAD, AL 36064 | AFLAC | $4K | $458 | $5K | 0.86% |
| HAROLD GROOMS | 1208 JAMESTOWN DRIVE PRATTVILLE, AL 36067 | AFLAC | $3K | $231 | $3K | 0.62% |
| BRIAN K CHAMBERS Filed as: BRIAN CHAMBERS | 8 NIGHTWIND CT COLUMBUS, GA 31909 | AFLAC | $3K | — | $3K | 0.53% |
| SAIC INC | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $3K | — | $3K | 0.51% |
| JOHN W AMOS Filed as: JOHN AMOS | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $2K | — | $2K | 0.45% |
| JOHANNA R GRIFFIN Filed as: JOHANNA GRIFFIN | 341 WOODFORD DR MILLBROOK, AL 36054 | AFLAC | $2K | $219 | $2K | 0.42% |
| CAROL JACKSON | P.O. BOX 1550 MILLBROOK, AL 36054 | AFLAC | $1K | — | $1K | 0.20% |
| DAVID LOGAN | 815 FLATWOOD RD WETUMPKA, AL 36092 | AFLAC | $796 | — | $796 | 0.15% |
| WORTHAM SAN ANTONIO INC Filed as: JOHN LEE | 322 FARMHOUSE ROAD ELLERSLIE, GA 31807 | AFLAC | $603 | — | $603 | 0.11% |
| STAN A SHERLIN Filed as: STAN SHERLIN | 773 TOWNE LAKE DR MONTGOMERY, AL 36117 | AFLAC | $542 | — | $542 | 0.10% |
| BETTY JEAN GAMACHE Filed as: BETTY LITTLE | 481 TOWNE LAKE PLACE MONTGOMERY, AL 36117 | AFLAC | $492 | — | $492 | 0.09% |
| ANGELA WOODHAM | 23 TABERNACLE ROAD HOPE HULL, AL 36043 | AFLAC | $491 | — | $491 | 0.09% |
| LINDA MARVEL | 39 HICKORY OAKS DR TALLASSEE, AL 36078 | AFLAC | $110 | — | $110 | 0.02% |
| LYNNE HUDGINS MOORE Filed as: LYNNE MOORE | 8650 MINNIE BROWN RD STE 150 MONTGOMERY, AL 36117 | AFLAC | $93 | — | $93 | 0.02% |
| JOHN W AMOS Filed as: JOHN AMOS | 10051 VETERANS PKWY #2B MIDLAND, GA 31820 | AFLAC | $72 | — | $72 | 0.01% |
| JOHN PAUL THOMPSON II Filed as: JOHN THOMPSON JR | 343 SABAL SPRINGS CT DEBARY, FL 32713 | AFLAC | $29 | — | $29 | 0.01% |
| C SKIPPER | P.O. BOX 11128 MONTGOMERY, AL 36111 | AFLAC | $27 | — | $27 | 0.00% |
| ALICIA AARON BLEVINS Filed as: ALICIA BLEVINS | 1850 SQUAW RIDGE RD ECLECTIC, AL 36024 | AFLAC | $25 | — | $25 | 0.00% |
| WENDY GORDON | 2127 WOODLEY ROAD MONTGOMERY, AL 36111 | AFLAC | $20 | — | $20 | 0.00% |
| KEVIN CONNOR | 3716 LICKRIDGE LANE NORTH DR APT 1 INDIANAPOLIS, IN 46237 | AFLAC | $18 | — | $18 | 0.00% |
| LISA MCDANIEL | 5010 HAWKS RIDGE DRIVE COLUMBUS, GA 31904 | AFLAC | $17 | — | $17 | 0.00% |
| TINA GANTT | 8014 SPLENDOR WAY COLUMBUS, GA 31904 | AFLAC | $13 | — | $13 | 0.00% |
| SCOTTI MADISON | 3330 COBB PARKWAY SUITE 324-3 ACWORTH, GA 30101 | AFLAC | $12 | — | $12 | 0.00% |
| CW MCDANIEL INC | P.O. BOX 5567 COLUMBUS, GA 31906 | AFLAC | $11 | — | $11 | 0.00% |
| STEVEN VORDERLANDWEHR | 1599 AMHEARST MILL DR LAWRENCEVILLE, AL 30043 | AFLAC | $11 | — | $11 | 0.00% |
| RICHARD CARTER SR | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $10 | — | $10 | 0.00% |
| PHYLLIS ANGLE | 6050 PEACHTREE PKWY STE 240 PEACHTREE CORNERS, GA 30092 | AFLAC | $8 | — | $8 | 0.00% |
| HOUZE & ASSOCIATES INC | P.O. BOX 3070 LAGRANGE, AL 30241 | AFLAC | $7 | — | $7 | 0.00% |
| BRIAN E HICKS Filed as: BRIAN HICKS | 188 FRONT STREET STE 11639 FRANKLIN, TN 37064 | AFLAC | $6 | — | $6 | 0.00% |
| DOUGLAS CRAWFORD JR | 5188 KENDAL CT COLUMBUS, GA 31909 | AFLAC | $5 | — | $5 | 0.00% |
| RAYMOND L MELVIN Filed as: RAYMOND MELVIN | 1553 NAVIGATOR CIR DACULA, GA 30019 | AFLAC | $4 | — | $4 | 0.00% |
| DONNA M JOHNSON Filed as: DONNA JOHNSON | 500 LANIER AVE W STE 912A FAYETTEVILLE, GA 30214 | AFLAC | $4 | — | $4 | 0.00% |
| SANDRA SIMS Filed as: SANDRA ALLEN | 479 GLENN RD FRANKLIN, GA 30217 | AFLAC | $2 | — | $2 | 0.00% |
| THOMAS BAXTER | P.O. BOX 86 FAYETTEVILLE, GA 30214 | AFLAC | $2 | — | $2 | 0.00% |
| JOHN BYERS | 2026 VALLEY BROOK DR BRENTWOOD, TN 37027 | AFLAC | $2 | — | $2 | 0.00% |
| MICHAEL THOMPSON | 118 DEER CREEK CIR FRANKLIN, GA 30217 | AFLAC | $2 | — | $2 | 0.00% |
| RONALD S SANDERS Filed as: RONALD SANDERS | 1194 E LAKEVIEW DRT SANTAN VALLEY, AZ 85143 | AFLAC | $1 | — | $1 | 0.00% |
| MELYNDA RAY-MCCUTCHEON | 1150 MALLARD LAKE DR ROGART, GA 30622 | AFLAC | $1 | — | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: JAMES BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $1 | — | $1 | 0.00% |
| BRADLEY BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| WILLIAM L AMOS & CO INC Filed as: WILLIAM L. AMOS & CO INC | 6801 RIVER RD SUITE 205 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| WILLIAM M WARDLAW JR Filed as: WILLIAM WARDLOW JR | 5300 OAKBROOK PKWY BLDG 300 350 NORCROSS, GA 30093 | AFLAC | — | — | $0 | 0.00% |
| RYAN E MCPHAIL Filed as: RYAN MCPHAIL | 206 ARBOR CT CANTON, GA 30114 | AFLAC | — | — | $0 | 0.00% |
| RICHARD MICHAEL TIDWELL Filed as: RICHARD TIDWELL | 5511 KINGSLEY MANOR CUMMING, GA 30041 | AFLAC | — | — | $0 | 0.00% |
| ANA MARIE GARCIA SMITH Filed as: ANA MARIE SMITH | 110 BANDERVIEW ROAD SEYMOUR, TN 37865 | AFLAC | — | — | $0 | 0.00% |
| BARRY T FISHER Filed as: BARRY FISHER | 4055 PIEDMONT LAKE ROAD PINE MOUNTAIN, GA 31822 | AFLAC | — | — | $0 | 0.00% |
| SUSAN REDDOCH BUFFINGTON Filed as: SUSAN BUFFINGTON | 400 TAX RD SHILOH, GA 31826 | AFLAC | — | — | $0 | 0.00% |
| DAVID C CLOUD JR Filed as: DAVID CLOUD JR | 12 TRENT DR SE ROME, GA 30161 | AFLAC | — | — | $0 | 0.00% |
| BRENDA ARMSTRONG | 20225 GA HIGHWAY 34 FRANKLIN, GA 30217 | AFLAC | — | — | $0 | 0.00% |
| JENNIFER SMITH | 319 N MAIN AVE STE 130 SPRINGFIELD, MO 65806 | AFLAC | — | — | $0 | 0.00% |
| C R RAMSEY POTTS | P.O. BOX 484 BLOOMINGDALE, GA 31302 | AFLAC | — | — | $0 | 0.00% |
| RPM LTD | P. O. BOX 484 BLOOMINGDALE, GA 31302 | AFLAC | — | — | $0 | 0.00% |
| WILLIAM L AMOS & CO INC Filed as: WILLIAM AMOS III | 6801 RIVER RD SUITE 205 COLUMBUS, GA 31904 | AFLAC | — | — | $0 | 0.00% |
| DIGITAL INSURANCE LLC Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SUITE 195 ATLANTA, GA 30339 | CONTINENTAL AMERICAN INSURANCE COMPANY | $289K | — | $289K | 62.61% |
| PALOMAR INSURANCE CORPORATION | P.O. BOX 11128 MONTGOMERY, AL 36111 | VISION SERVICE PLAN | $8K | — | $8K | 9.21% |
| DIGITAL INSURANCE LLC Filed as: DIGITAL INSURANCE, INC | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | VISION SERVICE PLAN | $3K | — | $3K | 6.59% |
| BENEFIT PLANNING SERVICES INC Filed as: THE BENEFIT PLANNING GROUP | BUILDING 26-250 MARIETTA, GA 30067 | VISION SERVICE PLAN | $2K | — | $2K | 3.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,655 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,655 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 3,922 | $16.3M |
| Dental | BLUE CROSS BLUE SHIELD | 3,922 | $16.3M |
| Vision(2 contracts) | VISION SERVICE PLAN | 583 | $129K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 2,659 | $1.3M |
| Short-term disability(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 2,659 | $2.3M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 2,659 | $1.3M |
| Prescription drug | BLUE CROSS BLUE SHIELD | 3,922 | $16.3M |
| Other | BLUE CROSS BLUE SHIELD | 3,922 | $16.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,922 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.