| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT PLANNING SERVICES INC Filed as: THE BENEFIT PLANNING GROUP | 1640 POWERS FERRY GROUP BLDG 26 STE 250 MARIETTA, GA 30067 | HARTFORD LIFE AND ACCIDENT | $88K | — | $88K | 7.87% |
| PALOMAR INSURANCE CORPORATION Filed as: PALOMAR INS CORP | P O DRAWER 11128 MONTGOMERY, AL 36111 | HARTFORD LIFE AND ACCIDENT | $69K | — | $69K | 6.18% |
| PALOMAR INSURANCE CORPORATION Filed as: PALOMAR INS CORP | 4525 EXECUTIVE PARK DRIVE SUITE 202 MONTGOMERY, AL 36116 | AFLAC | $27K | — | $27K | 5.43% |
| BETTY JEAN GAMACHE | 136 CHARLESTON CT N MONTGOMERY, AL 36117 | AFLAC | $16K | $594 | $17K | 3.41% |
| KEITH BELICH | 8650 MINNIE BROWN RD STE 150 MONTGOMERY, AL 36117 | AFLAC | $10K | $1K | $11K | 2.33% |
| RANDY B JACKSON | P O BOX 1550 MILLBROOK, AL 36054 | AFLAC | $6K | $555 | $6K | 1.31% |
| HAROLD GROOMS | 1208 JAMESTOWN DR PRATTVILLE, AL 36067 | AFLAC | $5K | $401 | $6K | 1.14% |
| JOHANNA R GRIFFIN Filed as: JOHANNA GRIFFIN | 341 WOODFORD DR MILLBROOK, AL 36054 | AFLAC | $5K | $741 | $6K | 1.14% |
| BRIAN K CHAMBERS Filed as: BRIAN CHAMBERS | 8 NIGHTWIND CT COLUMBUS, GA 31909 | AFLAC | $5K | $828 | $5K | 1.09% |
| PALOMAR INSURANCE CORPORATION Filed as: PALOMAR INS CORP | 4525 EXECUTIVE PARK DRIVE SUITE 202 MONTGOMERY, AL 36116 | AFLAC | $5K | — | $5K | 1.08% |
| WORTHAM SAN ANTONIO INC Filed as: JOHN SHELBY AMOS | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $4K | $1K | $5K | 1.02% |
| CECELIA B MARSHALL | 607 OLD CAMP DRIVE PIKE ROAD, AL 36064 | AFLAC | $4K | $521 | $4K | 0.85% |
| SAIC INC | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $4K | $333 | $4K | 0.85% |
| LISA ABBOTT | 921 FRANCES CIRCLE CLANTON, AL 35045 | AFLAC | $3K | — | $3K | 0.54% |
| CAROL JACKSON | P O BOX 1550 MILLBROOK, AL 36054 | AFLAC | $2K | $690 | $3K | 0.52% |
| ANGELA WOODHAM | 3751 HONEYSUCKLE CT MONTGOMERY, AL 36109 | AFLAC | $1K | $590 | $2K | 0.37% |
| DAVID LOGAN Filed as: DAVID E LOGAN | 815 FLATWOOD RD WETUMPKA, AL 36092 | AFLAC | $923 | — | $923 | 0.19% |
| KEITH BELICH | 2740 CENTRAL PKWY MONTGOMERY, AL 36106 | AFLAC | $622 | — | $622 | 0.13% |
| BETTY JEAN GAMACHE Filed as: BETTY JANE LITTLE | 481 TOWNE LAKE PLACE MONTGOMERY, AL 36117 | AFLAC | $572 | — | $572 | 0.12% |
| LINDA MARVEL | 5599 UPPER RIVER RD TALLASSEE, AL 36078 | AFLAC | $164 | — | $164 | 0.03% |
| ALICIA AARON BLEVINS Filed as: ALICIA BLEVINS | 1850 SQUAW RIDGE ROAD ECLECTIC, AL 36024 | AFLAC | $37 | — | $37 | 0.01% |
| C LEONARD SKIPPER | P O BOX 11128 MONTGOMERY, AL 36111 | AFLAC | $35 | — | $35 | 0.01% |
| WENDY GORDON | 2127 WOODLEY ROAD MONTGOMERY, AL 36111 | AFLAC | $20 | — | $20 | 0.00% |
| KEVIN CONNOR Filed as: KEVIN M CONNER | 3716 LICKRIDGE LANE NORTH DR APT 1 INDIANAPOLIS, IL 46237 | AFLAC | $18 | — | $18 | 0.00% |
| SANDRA SIMS Filed as: SANDRA ALLEN | 479 GLENN RD FRANKLIN, GA 30217 | AFLAC | $13 | $4 | $17 | 0.00% |
| HOUZE & ASSOCIATES INC | P. O. BOX 3070 LAGRANGE, GA 30241 | AFLAC | $16 | — | $16 | 0.00% |
| MICHAEL T THOMPSON | 118 DEER CREEK CIRCLE FRANKLIN, GA 30217 | AFLAC | $10 | $5 | $15 | 0.00% |
| SCOTTI MADISON | 3330 COBB PARKWAY SUITE 324-3 ACWORTH, GA 30101 | AFLAC | $15 | — | $15 | 0.00% |
| WILLIAM M KNOTT | 24040 GREEN GARDENS CT EUSTIS, FL 32736 | AFLAC | $13 | — | $13 | 0.00% |
| DONNA M JOHNSON Filed as: DONNA JOHNSON | 500 LANIER AVE W STE 912 A FAYETTEVILLE, GA 30214 | AFLAC | $9 | $3 | $12 | 0.00% |
| BRENDA ARMSTRONG | 20225 GA HIGHWAY 34 FRANKLIN, GA 30217 | AFLAC | $9 | $3 | $12 | 0.00% |
| LISA MCDANIEL Filed as: LISA F MCDANIEL | 5010 HAWKS RIDGE DRIVE COLUMBUS, GA 31904 | AFLAC | $11 | — | $11 | 0.00% |
| STEVEN VORDERLANDWEHR | 1242 HADAWAY TRL LAWRENCEVILLE, GA 30043 | AFLAC | $11 | — | $11 | 0.00% |
| RICHARD CARTER SR Filed as: RICHARD K CARTER SR | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31905 | AFLAC | $10 | — | $10 | 0.00% |
| THOMAS D BAXTER | — | AFLAC | $6 | $3 | $9 | 0.00% |
| DOUGLAS H CRAWFORD JR | 5188 KENDAL CT COLUMBUS, GA 31907 | AFLAC | $9 | — | $9 | 0.00% |
| TINA GANTT | 114 NEW SITE RD HAMILTON, GA 31811 | AFLAC | $8 | — | $8 | 0.00% |
| CW MCDANIEL INC Filed as: CW MCDANIEL | 1224 PEACOCK AVE SUITE 205A COLUMBUS, GA 31906 | AFLAC | $7 | — | $7 | 0.00% |
| RONALD S SANDERS | 7402 KINGS RIVER CT HUMBLE, TX 77346 | AFLAC | $3 | $3 | $6 | 0.00% |
| RANDALL H JORDAN | 5034 OLD WEST POINT ROAD LAGRANGE, GA 30240 | AFLAC | $6 | — | $6 | 0.00% |
| JENNIFER PARR | 241 RED OAK LANE PINE MOUNTAIN, GA 31822 | AFLAC | $6 | — | $6 | 0.00% |
| SANDRA C MATHIS | 1800 BUENA VISTA RD COLUMBUS, GA 31906 | AFLAC | $5 | — | $5 | 0.00% |
| RAYMOND L MELVIN | 1553 NAVIGATOR CIR DACULA, GA 30019 | AFLAC | $4 | — | $4 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC Filed as: J SMITH LANIER & CO INC | P.O. BOX 70 WEST POINT, GA 31833 | AFLAC | $3 | — | $3 | 0.00% |
| FRANK R GRIFFIN JR Filed as: FRANK R GRIFFIN JR (CHIP) | 8601 GARRETT RD P.O. BOX 233 MIDLAND, GA 31820 | AFLAC | $3 | — | $3 | 0.00% |
| JOHN DALLAS BYERS | 2477 TITANS LN BRENTWOOD, TN 37027 | AFLAC | $2 | — | $2 | 0.00% |
| KYMBERLY G KNOTT | 24040 GREEN GARDENS CT EUTIS, FL 32736 | AFLAC | $2 | — | $2 | 0.00% |
| JOHN E CARTER III | 313 TROOP DR FORTSON, GA 31808 | AFLAC | $2 | — | $2 | 0.00% |
| STEVE J PERRY | 1650 SAND LAKE RD STE 201D ORLANDO, FL 32809 | AFLAC | $1 | — | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $1 | — | $1 | 0.00% |
| WILLIAM L AMOS & CO INC | 6801 RIVER ROAD SUITE 205 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| PHYLLIS ANGLE Filed as: PHYLLIS S ANGLE | 6050 PEACHTREE PKWY STE 240 PEACHTREE CORNERS, GA 30092 | AFLAC | — | — | $0 | 0.00% |
| WILLIAM M WARDLAW JR | 5300 OAKBROOK PKWY BLDG 300 STE 350 NORCROSS, GA 30093 | AFLAC | — | — | $0 | 0.00% |
| DAVID C CLOUD JR | 1301 SHILOH RD NW STE 1020 KENNESAW, GA 30144 | AFLAC | — | — | $0 | 0.00% |
| BARRY T FISHER | 4055 PIEDMONT LAKE ROAD PINE MOUNTAIN, GA 31822 | AFLAC | — | — | $0 | 0.00% |
| WILLIAM L AMOS III | 6801 RIVER ROAD SUITE 205 COLUMBUS, GA 31904 | AFLAC | — | — | $0 | 0.00% |
| JEFFREY N GRAVES | P.O. BOX 1026 CRYSTAL RIVER, FL 34423 | AFLAC | — | — | $0 | 0.00% |
| BENEFIT PLANNING SERVICES INC Filed as: BENEFIT PLANNING GROUP | BUILDING 26 SUITE 250 1640 POWERS FERRY ROAD MARIETTA, GA 30067 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $258K | — | $258K | 64.08% |
| PALOMAR INSURANCE CORPORATION | P. O. BOX 11128 MONTGOMERY, AL 36111 | VISION SERVICE PLAN | $6K | — | $6K | 10.00% |
| BENEFIT PLANNING SERVICES INC Filed as: THE BENEFIT PLANNING GROUP | BLDG 26-250 MARIETTA, GA 30067 | VISION SERVICE PLAN | $4K | $375 | $4K | 11.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,757 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,757 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD ALABAMA | 3,996 | $10.7M |
| Dental | BLUE CROSS BLUE SHIELD ALABAMA | 3,996 | $10.7M |
| Vision(2 contracts) | VISION SERVICE PLAN | 492 | $101K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 2,594 | $1.1M |
| Short-term disability(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 2,594 | $2.0M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 2,594 | $1.1M |
| Prescription drug | BLUE CROSS BLUE SHIELD ALABAMA | 3,996 | $10.7M |
| Other | BLUE CROSS BLUE SHIELD ALABAMA | 3,996 | $10.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,996 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.