No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MAINE MUNICIPAL ASSOCIATION EIN 01-6001159 PLAN ADMINISTRAT | Plan Administrator; Contract Administrator Service code 13 | 60 COMMUNITY DRIVE AUGUSTA, ME 04330 | $3.8M |
| ANTHEM BLUE CROSS BLUE SHIELD OF ME EIN 31-1705652 BENEFITS ADMINISTRATOR | Claims processing Service code 12 | 2 GANNETT DRIVE SOUTH PORTLAND, ME 04106 | $2.8M |
| BUSINESSOLVER INC EIN 42-1503807 BENEFITS ADMINISTRATOR | Claims processing Service code 12 | 1025 ASHWORTH ROAD WEST DES MOINES, IA 50265 | $638K |
| UNUM LIFE INSURANCE CO OF AMERICA EIN 01-0278678 BENEFITS ADMINISTRATOR | Claims processing Service code 12 | P.O. BOX 406834 ATLANTA, GA 303846834 | $550K |
| CHEIRON, INC EIN 13-4215617 ACTUARY | Actuarial Service code 11 | 1750 TYSONS BOULEVARD, SUITE 1100 MCLEAN, VA 22102 | $494K |
| NORTHEAST DELTA DENTAL EIN 01-0286541 BENEFITS ADMINISTRATOR | Claims processing Service code 12 | ONE DELTA DRIVE PO BOX 2002 CONCORD, NH 033022002 | $354K |
| VERRILL DANA LLP EIN 01-0176171 LEGAL SERVICES | Legal Service code 29 | ONE PORTLAND SQUARE, 10TH FLOOR PORTLAND, ME 04101 | $235K |
| MERCER HEALTH BENEFITS EIN 34-2015463 BROKER | Insurance agents and brokers Service code 22 | PO BOX 13793 NEWARK, NJ 071880793 | $50K |
| CROSS BENEFIT SOLUTIONS EIN 01-0508976 CONSULTANT - BENEFITS | Consulting (general) Service code 16 | DBA CROSS INSURANCE PO BOX 1388 BANGOR, ME 04402 | $47K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,548 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 489 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 10,037 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 5,859 | $673K |
| Life insurance | STANDARD INSURANCE COMPANY | 12,359 | $2.7M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY | 198 | $67K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,359 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.