No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MAINE MUNICIPAL ASSOCIATION EIN 01-6001159 PLAN ADMINISTRAT | Plan Administrator; Contract Administrator Service code 13 | 60 COMMUNITY DRIVE AUGUSTA, ME 04330 | $3.7M |
| ANTHEM BLUE CROSS BLUE SHIELD OF ME EIN 31-1705652 BENEFITS ADMINISTRATOR | Claims processing Service code 12 | 2 GANNETT DRIVE SOUTH PORTLAND, ME 04106 | $2.7M |
| BUSINESSOLVER INC EIN 42-1503807 BENEFITS ADMINISTRATOR | Claims processing Service code 12 | 1025 ASHWORTH ROAD WEST DES MOINES, IA 50265 | $616K |
| UNUM LIFE INSURANCE CO OF AMERICA EIN 01-0278678 BENEFITS ADMINISTRATOR | Claims processing Service code 12 | P.O. BOX 406834 ATLANTA, GA 303846834 | $535K |
| CHEIRON, INC EIN 13-4215617 ACTUARY | Actuarial Service code 11 | 8300 GREENSBORO DRIVE SUITE 800 MCLEAN, VA 22102 | $401K |
| NORTHEAST DELTA DENTAL EIN 01-0286541 BENEFITS ADMINISTRATOR | Claims processing Service code 12 | ONE DELTA DRIVE PO BOX 2002 CONCORD, NH 033022002 | $335K |
| VERRILL & DANA LLP EIN 01-0176171 LEGAL SERVICES | Legal Service code 29 | ONE PORTLAND SQUARE, 10TH FLOOR PORTLAND, ME 04101 | $81K |
| EATON PEABODY EIN 01-0373027 LEGAL SERVICES | Legal Service code 29 | 100 MIDDLE STREET WEST TOWE, 2ND FL P.O. BOX 15235 PORTLAND, ME 041015235 | $58K |
| BUSINESS INSURANCE AGENCY, INC EIN 01-0508976 CONSULTANT - BENEFITS | Consulting (general) Service code 16 | DBA CROSS INSURANCE-PORTLAND PO BOX 469 AUGUSTA, ME 043320469 | $43K |
| MERCER HEALTH BENEFITS EIN 34-2015463 BROKER | Insurance agents and brokers Service code 22 | PO BOX 13793 NEWARK, NJ 071880793 | $33K |
| BAKER NEWMAN NOYES, LLC EIN 01-0494526 CONSULTANT | Consulting (general) Service code 16 | PO BOX 507 PORTLAND, ME 04112 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,376 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 525 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 9,901 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 5,508 | $625K |
| Life insurance | STANDARD INSURANCE COMPANY | 12,205 | $2.2M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY | 130 | $37K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,205 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.