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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,098 | $113,941-58.7% | $94,229-50.0% | $125,389-62.4% |
| Participation rate | 90.9% | 82.9%+8.0pp | 78.8%+12.1pp | 83.2%+7.7pp |
| Annual return | -2.55% | 5.29%-7.8pp | 10.68%-13.2pp | 282.24%-284.8pp |
| Employer contribution / active EE | $360 | $4,727-92.4% | $3,587-90.0% | $4,866-92.6% |
| Participant deferral / active EE | $3,185 | $5,179-38.5% | $4,320-26.3% | $5,352-40.5% |
| Admin fee / account holder | $1,635 | $8,392-80.5% | $6,269-73.9% | $9,541-82.9% |