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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,826 | $131,835-59.2% | $108,582-50.4% | $273,972-80.4% |
| Participation rate | 91.7% | 83.5%+8.2pp | 79.6%+12.1pp | 83.0%+8.7pp |
| Annual return | 4.75% | -91.57%+96.3pp | -51.70%+56.5pp | 41.46%-36.7pp |
| Employer contribution / active EE | $376 | $4,913-92.4% | $3,758-90.0% | $4,869-92.3% |
| Participant deferral / active EE | $3,968 | $5,127-22.6% | $4,311-7.9% | $5,287-24.9% |
| Admin fee / account holder | $962 | $10,253-90.6% | $7,645-87.4% | $10,133-90.5% |