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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,044 | $135,645-48.4% | $110,243-36.5% | $135,380-48.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -5.46% | 513.24%-518.7pp | 314.76%-320.2pp | 519.81%-525.3pp |
| Employer contribution / active EE | $436 | $4,907-91.1% | $3,827-88.6% | $4,779-90.9% |
| Participant deferral / active EE | $4,654 | $5,507-15.5% | $4,672-0.4% | $5,609-17.0% |
| Admin fee / account holder | $3,244 | $11,458-71.7% | $8,548-62.0% | $10,828-70.0% |