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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,410 | $176,786-47.2% | $146,643-36.3% | $167,536-44.2% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 5.42% | 24.04%-18.6pp | 22.75%-17.3pp | 478.82%-473.4pp |
| Employer contribution / active EE | $1,483 | $5,161-71.3% | $4,137-64.2% | $4,839-69.4% |
| Participant deferral / active EE | $4,660 | $6,440-27.6% | $5,506-15.4% | $6,342-26.5% |
| Admin fee / account holder | $870 | $13,262-93.4% | $10,280-91.5% | $12,315-92.9% |