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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,478 | $81,358+419.3% | $155,556+171.6% | $80,959+421.8% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 11.28% | 33.39%-22.1pp | 64.84%-53.6pp | 35.67%-24.4pp |
| Employer contribution / active EE | $10,967 | $3,106+253.1% | $4,675+134.6% | $2,757+297.8% |
| Participant deferral / active EE | $6,688 | $3,455+93.6% | $5,631+18.8% | $4,300+55.5% |
| Admin fee / account holder | $3,200 | $7,994-60.0% | $15,885-79.9% | $6,925-53.8% |