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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,891 | $77,638+273.4% | $156,551+85.2% | $62,881+361.0% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 7.55% | 50.33%-42.8pp | 32.23%-24.7pp | 20.14%-12.6pp |
| Employer contribution / active EE | $12,858 | $3,444+273.3% | $5,501+133.7% | $2,281+463.7% |
| Participant deferral / active EE | $3,862 | $3,046+26.8% | $4,871-20.7% | $3,203+20.6% |
| Admin fee / account holder | $3,736 | $5,561-32.8% | $13,028-71.3% | $4,296-13.0% |