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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,064 | $91,179+249.9% | $178,499+78.7% | $79,852+299.6% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 11.98% | 24.19%-12.2pp | 151.10%-139.1pp | 31.72%-19.7pp |
| Employer contribution / active EE | $12,270 | $3,256+276.9% | $5,011+144.8% | $2,471+396.5% |
| Participant deferral / active EE | $4,561 | $3,236+40.9% | $5,202-12.3% | $3,740+21.9% |
| Admin fee / account holder | $951 | $6,749-85.9% | $13,986-93.2% | $5,306-82.1% |