Filings through .
4 of 17 flags tripped on the 2025 filing.
Failed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Corrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Low returns
Annual investment return is in the bottom quintile of the peer cohort.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$124K in admin expenses, $687 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
22 funds of $250K or more, counting each target-date vintage; shown as 18 lines, holding $34.8M of the plan's $39.4M. Recordkeeper: Empower.
Target-date series: American Funds Target Date, mutual fund, 14% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| Fidelity U.S. Bond Index Fund Fidelity (FMR) · Mutual fund Index | $5.9M | 17.1% |
| State Street S&P 500 Index SL CL II Fund State Street (SSgA) · Collective trust Index | $5.4M | 15.4% |
| American Funds Target Date Capital Group · Mutual fund Target-date, 7 vintages | $4.8M | 13.9% |
| DFA Inflation-Protected Securities I Registered Investment Company Dimensional · Mutual fund | $3.2M | 9.2% |
| NEW World Fund INC Class R-6 Capital Group · Mutual fund | $3.0M | 8.7% |
| Empower Fixed Account - Series Class V Empower · Insurance contract Recordkeeper's own fund | $2.4M | 6.8% |
| Fidelity International Index Fund Fidelity (FMR) · Mutual fund Index | $2.3M | 6.6% |
| John Hancock Stable Value Fund John Hancock (Manulife) · Stable value Stable value | $1.6M | 4.5% |
| Large Cap Growth / JP Morgan Invst Mgmt JPMorgan · Separate account | $1.4M | 4.1% |
| Fidelity Growth Strategies K6 Registered Investment Company Fidelity (FMR) · Mutual fund | $988K | 2.8% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
8 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 11 funds, dropped 6 funds. Changed vehicle on 2 funds.
| Fund | Year-end value |
|---|---|
| Other vehicle moveAmerican Funds Target Date 2045 to American Funds Target Date 2050 Fundseparate account to mutual fund | $21.4M to $4.4M |
| AddedFidelity U.S. Bond Index Fund | $5.9M |
| AddedState Street S&P 500 Index SL CL II Fund | $5.4M |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 1 stable value or insurance line, 1 rename.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
8 more lines and 16 more changes in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 7 by compensation.
| Provider | Compensation |
|---|---|
Filed as: EMPOWER ANNUITY INSUR CO OF AMERICA Service code 64 8515 EAST ROCHARD ROAD · GREENWOOD VILLAGE, CO 80111 Recordkeeping Fees | $47,496 |
LPL FINANCIAL1 year Filed as: LPL ENTERPRISE LLC Service code 55 1209 ORANGE ST · WILMINGTON, DE 19801 Other Commissions | $31,172 |
Filed as: ADVISED ASSETS GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 Investment Management | $20,265 |
SUEMORI & INOUYE, INC.1 year Service code 13 1299 S BERETANIA ST · HONOLULU, HI 96814 Contract Administrator | $12,625 |
Filed as: 3 38 INVESTMENT FIDUCIARIES, INC. Service code 27 3355 COCHRAN ST · SIMI VALLEY, CA 93063 Advisory (Plan) | $9,438 |
Filed as: WILSHIRE ADVISORS LLC Service code 26 · EIN 95-2755361 Advisory (Participants) | $4,976 |
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 Recordkeeping | $138 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
8 feature codes on the 2025 filing.
2 contacts
11 filings · 2015 to 2025