Filed November 19, 2014
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSUR CO Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $30,995 |
LPL FINANCIAL4 years Service code 27 PO BOX 502533 · SAN DIEGO, CA 92150 | Advisory (Plan) | $22,458 |
SUEMORI & INOUYE, INC.8 years Service code 17 · EIN 99-0242337 | Pension Consulting | $4,800 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,598 | $47,126-1.1% | $149,673-68.9% | $74,419-37.4% |
| Participation rate | 58.7% | 63.4%-4.7pp | 78.8%-20.1pp | 70.7%-12.1pp |
| Annual return | 12.64% | 22.75%-10.1pp | 134.42%-121.8pp | 34.38%-21.7pp |
| Employer contribution / active EE | $744 | $1,905-61.0% | $4,818-84.6% | $2,637-71.8% |
| Participant deferral / active EE | $2,141 | $2,728-21.5% | $5,680-62.3% | $4,528-52.7% |
| Admin fee / account holder | $261 | $343-23.8% | $13,210-98.0% | $348-25.0% |