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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 24 E COTA STREET · SANTA BARBARA, CA 93101 | Advisory (Plan) | $5,481 |
THE VANGUARD GROUP, INC.4 years Service code 15 · EIN 23-1945930 | Recordkeeping | $2,385 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,309 | $51,283-1.9% | $95,728-47.4% | $71,495-29.6% |
| Participation rate | 91.7% | 63.1%+28.6pp | 72.3%+19.4pp | 67.9%+23.7pp |
| Annual return | 23.81% | 25.25%-1.4pp | 28.40%-4.6pp | 28.85%-5.0pp |
| Employer contribution / active EE | $6,676 | $1,817+267.3% | $2,835+135.5% | $2,589+157.8% |
| Participant deferral / active EE | $10,921 | $3,365+224.6% | $4,245+157.3% | $4,291+154.5% |
| Admin fee / account holder | $28 | $1,135-97.5% | $5,673-99.5% | $1,588-98.2% |