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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,673 | $50,175-18.9% | $99,475-59.1% | $65,185-37.6% |
| Participation rate | 54.3% | 68.4%-14.1pp | 73.8%-19.5pp | 70.2%-15.9pp |
| Annual return | 46.87% | 25.36%+21.5pp | 30.72%+16.1pp | 29.38%+17.5pp |
| Employer contribution / active EE | $3,271 | $1,496+118.6% | $2,540+28.8% | $2,177+50.3% |
| Participant deferral / active EE | $5,515 | $2,748+100.7% | $3,619+52.4% | $3,514+56.9% |
| Admin fee / account holder | $2,537 | $398+538.2% | $6,252-59.4% | $847+199.5% |