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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,832 | $56,110-61.1% | $94,993-77.0% | $70,126-68.9% |
| Participation rate | 92.6% | 65.0%+27.6pp | 73.9%+18.8pp | 69.5%+23.1pp |
| Annual return | 0.00% | 51.02%-51.0pp | 27.14%-27.1pp | 73.15%-73.1pp |
| Employer contribution / active EE | $3,850 | $1,442+167.0% | $2,603+47.9% | $2,343+64.4% |
| Participant deferral / active EE | $6,215 | $2,391+159.9% | $3,317+87.4% | $3,332+86.5% |
| Admin fee / account holder | $4,414 | $3,456+27.7% | $4,960-11.0% | $4,645-5.0% |