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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,674 | $124,330-54.4% | $109,173-48.1% | $167,536-66.2% |
| Participation rate | 69.2% | 79.5%-10.2pp | 75.9%-6.6pp | 82.1%-12.9pp |
| Annual return | 13.53% | 26.04%-12.5pp | 25.75%-12.2pp | 478.82%-465.3pp |
| Employer contribution / active EE | $2,820 | $4,209-33.0% | $3,723-24.2% | $4,839-41.7% |
| Participant deferral / active EE | $1,676 | $5,256-68.1% | $4,654-64.0% | $6,342-73.6% |
| Admin fee / account holder | $137 | $7,974-98.3% | $6,755-98.0% | $12,315-98.9% |