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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,462 | $110,337-46.1% | $102,383-41.9% | $145,877-59.2% |
| Participation rate | 91.7% | 77.9%+13.7pp | 74.5%+17.2pp | 80.3%+11.4pp |
| Annual return | 11.19% | 24.83%-13.6pp | 24.94%-13.7pp | 551.28%-540.1pp |
| Employer contribution / active EE | $1,174 | $4,216-72.2% | $3,870-69.7% | $4,663-74.8% |
| Participant deferral / active EE | $1,631 | $5,621-71.0% | $5,060-67.8% | $6,691-75.6% |
| Admin fee / account holder | $5,502 | $9,750-43.6% | $8,391-34.4% | $13,402-58.9% |