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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,753 | $107,363-66.7% | $92,909-61.5% | $152,897-76.6% |
| Participation rate | 91.7% | 79.8%+11.9pp | 76.0%+15.7pp | 82.5%+9.2pp |
| Annual return | 22.17% | 145.63%-123.5pp | 109.44%-87.3pp | 345.43%-323.3pp |
| Employer contribution / active EE | $2,432 | $4,222-42.4% | $3,653-33.4% | $4,764-48.9% |
| Participant deferral / active EE | $1,812 | $4,848-62.6% | $4,238-57.2% | $5,851-69.0% |
| Admin fee / account holder | $304 | $7,082-95.7% | $5,795-94.7% | $11,599-97.4% |