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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,182 | $106,008-66.8% | $92,240-61.9% | $147,586-76.2% |
| Participation rate | 75.0% | 80.4%-5.4pp | 76.5%-1.5pp | 82.8%-7.8pp |
| Annual return | 15.10% | 50.05%-35.0pp | 176.29%-161.2pp | 578.59%-563.5pp |
| Employer contribution / active EE | $6,513 | $4,333+50.3% | $3,680+77.0% | $4,876+33.6% |
| Participant deferral / active EE | $1,807 | $4,478-59.7% | $3,897-53.6% | $5,439-66.8% |
| Admin fee / account holder | $369 | $6,333-94.2% | $5,194-92.9% | $10,886-96.6% |