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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,894 | $64,359+19.5% | $90,161-14.7% | $70,126+9.7% |
| Participation rate | 69.5% | 70.4%-0.9pp | 76.9%-7.4pp | 69.5%0pp |
| Annual return | 15.52% | 28.13%-12.6pp | 34.89%-19.4pp | 73.15%-57.6pp |
| Employer contribution / active EE | $1,516 | $2,046-25.9% | $3,318-54.3% | $2,343-35.3% |
| Participant deferral / active EE | $3,991 | $4,389-9.1% | $5,287-24.5% | $3,332+19.8% |
| Admin fee / account holder | $883 | $3,945-77.6% | $5,943-85.1% | $4,645-81.0% |