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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,696 | $68,394+22.4% | $94,672-11.6% | $75,177+11.3% |
| Participation rate | 83.3% | 76.1%+7.3pp | 80.8%+2.5pp | 67.2%+16.1pp |
| Annual return | 13.60% | 616.92%-603.3pp | 156.89%-143.3pp | 160.75%-147.1pp |
| Employer contribution / active EE | $2,071 | $2,701-23.3% | $3,673-43.6% | $2,671-22.5% |
| Participant deferral / active EE | $5,943 | $6,536-9.1% | $7,417-19.9% | $4,126+44.0% |
| Admin fee / account holder | $8,847 | $5,326+66.1% | $7,222+22.5% | $5,651+56.6% |