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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,301 | $63,365+28.3% | $91,994-11.6% | $72,976+11.4% |
| Participation rate | 72.6% | 72.5%+0.1pp | 78.6%-6.1pp | 69.5%+3.1pp |
| Annual return | 18.90% | 35.35%-16.4pp | 69.04%-50.1pp | 81.02%-62.1pp |
| Employer contribution / active EE | $1,558 | $2,116-26.4% | $3,453-54.9% | $2,440-36.2% |
| Participant deferral / active EE | $4,245 | $4,883-13.1% | $5,924-28.3% | $3,608+17.7% |
| Admin fee / account holder | $5,840 | $4,670+25.1% | $7,744-24.6% | $5,124+14.0% |