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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,459 | $70,486+39.7% | $100,535-2.1% | $79,856+23.3% |
| Participation rate | 75.5% | 73.6%+1.8pp | 79.4%-3.9pp | 69.6%+5.8pp |
| Annual return | 11.40% | 21.90%-10.5pp | 30.90%-19.5pp | 31.71%-20.3pp |
| Employer contribution / active EE | $1,461 | $2,165-32.5% | $3,419-57.3% | $2,471-40.9% |
| Participant deferral / active EE | $3,994 | $5,182-22.9% | $6,271-36.3% | $3,741+6.8% |
| Admin fee / account holder | $2,105 | $4,480-53.0% | $8,085-74.0% | $5,306-60.3% |