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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 35-2552359 | Advisory (Plan) | $44,068 |
Service code 37 · EIN 04-2647786 | Loan Processing | $21,599 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,882 | $99,168-14.4% | $96,534-12.1% | $74,460+14.0% |
| Participation rate | 62.2% | 80.7%-18.5pp | 76.0%-13.8pp | 70.7%-8.6pp |
| Annual return | 20.20% | 22.40%-2.2pp | 25.88%-5.7pp | 34.38%-14.2pp |
| Employer contribution / active EE | $428 | $2,570-83.4% | $2,965-85.6% | $2,638-83.8% |
| Participant deferral / active EE | $4,913 | $4,936-0.5% | $4,851+1.3% | $4,530+8.5% |
| Admin fee / account holder | $282 | $225+25.4% | $8,253-96.6% | $348-19.0% |