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| Provider | Service type | Compensation |
|---|---|---|
Service code 55 · EIN 35-2552359 | Other Commissions | $25,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,194 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,833 | $73,404+19.7% | $87,104+0.8% | $67,579+30.0% |
| Participation rate | 41.4% | 80.9%-39.4pp | 76.9%-35.4pp | 71.3%-29.8pp |
| Annual return | 22.31% | 48.29%-26.0pp | 28.19%-5.9pp | 378.56%-356.2pp |
| Employer contribution / active EE | $0 | $2,014-100.0% | $2,521-100.0% | $2,148-100.0% |
| Participant deferral / active EE | $2,951 | $3,913-24.6% | $4,048-27.1% | $3,539-16.6% |
| Admin fee / account holder | $13 | $142-90.5% | $7,491-99.8% | $142-90.5% |