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| Provider | Service type | Compensation |
|---|---|---|
Service code 55 · EIN 35-2552359 | Other Commissions | $21,228 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,669 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,290 | $69,305+2.9% | $82,312-13.4% | $69,631+2.4% |
| Participation rate | 41.3% | 80.3%-39.0pp | 76.9%-35.6pp | 70.7%-29.4pp |
| Annual return | 15.46% | 21.47%-6.0pp | 25.88%-10.4pp | 27571.02%-27555.6pp |
| Employer contribution / active EE | $0 | $1,887-100.0% | $2,428-100.0% | $2,032-100.0% |
| Participant deferral / active EE | $2,454 | $3,568-31.2% | $3,706-33.8% | $3,224-23.9% |
| Admin fee / account holder | $16 | $97-83.7% | $5,608-99.7% | $110-85.6% |