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| Provider | Service type | Compensation |
|---|---|---|
Service code 55 · EIN 35-2552359 | Other Commissions | $23,899 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,244 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,808 | $65,118+8.7% | $76,767-7.8% | $55,725+27.1% |
| Participation rate | 40.1% | 79.6%-39.5pp | 77.0%-36.8pp | 70.9%-30.7pp |
| Annual return | -5.93% | -1.27%-4.7pp | 2.43%-8.4pp | 244.93%-250.9pp |
| Employer contribution / active EE | $0 | $1,941-100.0% | $2,485-100.0% | $2,078-100.0% |
| Participant deferral / active EE | $2,653 | $3,688-28.1% | $3,852-31.1% | $3,356-20.9% |
| Admin fee / account holder | $14 | $116-88.2% | $6,675-99.8% | $115-88.1% |