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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,846 | $150,412-9.7% | $120,574+12.7% | $145,884-6.9% |
| Participation rate | 87.5% | 78.8%+8.7pp | 71.9%+15.6pp | 80.3%+7.2pp |
| Annual return | 12.96% | 154.50%-141.5pp | 107.42%-94.5pp | 551.85%-538.9pp |
| Employer contribution / active EE | $1,195 | $4,355-72.6% | $3,471-65.6% | $4,662-74.4% |
| Participant deferral / active EE | $1,827 | $6,175-70.4% | $4,996-63.4% | $6,690-72.7% |
| Admin fee / account holder | $2,073 | $12,224-83.0% | $9,445-78.1% | $13,392-84.5% |