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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,400 | $165,939-22.6% | $122,354+4.9% | $147,586-13.0% |
| Participation rate | 100.0% | 79.6%+20.4pp | 71.6%+28.4pp | 82.8%+17.2pp |
| Annual return | 16.93% | 34.56%-17.6pp | 30.28%-13.3pp | 578.59%-561.7pp |
| Employer contribution / active EE | $6,764 | $5,754+17.5% | $4,051+67.0% | $4,876+38.7% |
| Participant deferral / active EE | $9,167 | $4,005+128.9% | $3,287+178.9% | $5,439+68.6% |
| Admin fee / account holder | $5,027 | $7,425-32.3% | $5,479-8.3% | $10,886-53.8% |